Chemist Warehouse is Australia’s largest pharmacy franchise founded in 2000 that sells health products, supplements, perfumes, weight loss products, cosmetics, and other baby and personal care products. They have more than 350 stores worldwide, successfully employing 8000 employees. Let’s learn about ‘Does Chemist Warehouse Take Afterpay In Store?’.
Does Chemist Warehouse Take Afterpay In Store?
Yes, Chemist Warehouse does take afterpay in stores and online. Afterpay is a method through which a user can shop at the moment and pay for it later. All you have to do is make your account on the Afterpay account, follow some simple steps, and your order will be delivered to your doorstep once approved.
What’s Afterpay?
It is designed to give you total flexibility and comfort in your payments. It has earned a good reputation because the number of people relying on it is increasing day by day. For example, you have bought something worth $100. On the day of purchase, you’ll pay $25.
- The first payment ($25) will be made on the day you’ll purchase your item. After you make your first payment, the item will be yours.
- The second payment wouldn’t be due for the next week, but the following week on the day you bought the item. So, if you have bought an item on Monday, the second payment won’t be due on the next Monday, but the Monday after that. This is good because if you get paid weekly, you can easily pay the second payment off.
- The third payment will be made after 4 weeks.
- The fourth payment will be made 6 weeks later.
What Are the Requirements to Use Afterpay?
The requirements to use afterpay at Chemist Warehouse are:
- You should be a resident of Australia
- You should have a credit card or debit card
- You should be at least 19 years old
What Happens If You Miss Any Payment?
If you are paying through Afterpay at Chemist Warehouse, and miss your payment then you will be charged $10. Though regular reminders are sent through the app. If you still miss them, then you will be charged. This is one of the downsides of Afterpay. So, make sure that you are not late in your payments and probably keep the installment aside every second week so you don’t have to pay the additional fee.
Why Does the Chemist Warehouse Accept Afterpay?
They accept afterpay because of the advantages that it offers:
- Once you have completed all the installments, you don’t have to worry about hidden charges.
- You just pay for the thing you bought.
- It’s a great option for students, and people with not-so-fancy jobs.
- Afterpay doesn’t draw money directly from your account. You can use your debit or credit card.
What Additional Things Do I Need to Know When Paying at Chemist Warehouse?
- When paying for the prescriptions, you should know that Afterpay doesn’t allow you to pay for them, and you would have to either use cash or your credit or debit card to pay for them.
- The ChemistWarehouse app is an alternate way to pay at the pharmacy. Their app is an advanced app that also acts as a reminder for their users to take their medication on time. If the users are about to run out of these medications, it also lets them know.
How to Use Afterpay App to Shop at Chemist Warehouse?
- For this, you’ve to download the afterpay app
- Create your account by entering authentic information
- Set up an Afterpay card
- Go to the nearest Chemist Warehouse where you want to avail of this service
- Once you go there, you have to activate your Afterpay card by pushing the green button that appears
What Financing Options Are NOT Offered by Chemist Warehouse?
- Affirm financing
- Splitit financing
- Four financing
- GreenSky
- Sezzle financing
- Klarna financing
- Bread financing
What is Better to Pay at Chemist Warehouse: Credit Cards or Afterpay cards?
Afterpay works best for smaller purchases. For big purchases, a credit card could be a better option. The average credit card limit is around $10,000 but can be anywhere up to $100, 000. Sign up process with afterpay is quite smooth, when it comes to credit cards, you’ve to go through a whole process of application and credit checks. If due to some error, your account doesn’t get approved at Afterpay, you can still use your credit card which works almost everywhere.
Afterpay gives you about two months to pay your amount while a credit card could start charging you interest right away. Afterpay won’t charge you interest, you will only have to pay an extra $10 for missing an installment. While credit card holders who don’t pay their balance will be charged an average rate of 17%.
Conclusion
Now We’ve learnt about ‘Does Chemist Warehouse Take Afterpay In Store?’, There is no doubt that Chemist Greenhouse accepts Afterpay financing. The method itself is so user-friendly that more people are drawing towards it to pay for their purchases. As long as you’re paying the dues on time, Afterpay will also not be charging interest which makes it distinguished from other financing services.
Frequently Asked Questions (FAQs)
- What Is the Maximum Spending Limit for Afterpay?
For Afterpay, your credit limit is dependent on what your afterpay account says. If it says you’re approved up to $1500 or $2000, this is your credit limit for your afterpay card. In the majority of cases, it’s $1000. However, you’ll have to confirm through your Afterpay app the final credit limit that you are allowed.
- How to Use Afterpay for Online Shopping?
It’s a simple process:
- Make an Afterpay account on the app
- You’ve to select Afterpay as your payment method
- If you already have an account, complete your checkout by signing in
- Can I Use Zip Financing at Chemist Warehouse?
Yes, Chemist Warehouse also has zip financing services available for in-store purchases. This enables you to pay for the things you have bought in affordable installments over some time. You can either pay weekly, fortnightly, or even weekly, depending upon your preferences.