Getting a new handbag, a pair of shoes or a piece of clothing wear can mean a lot to some people. We believe that it is mainly called a self-reward, giving gifts to ourselves after completing a certain big task as a “present”. Let’s know ‘Does Tory Burch accept Afterpay?’
If you are interested in it, setting a high-end piece of clothing or other fashion categories can be one of the best motivations for you to finish a significant goal as it will drive you to get to the finish line. Especially if you have been thinking about buying the product for so long, or the product has been sitting on your wish list for weeks or even months. As long as you can control yourself and what you spend, it is okay to pamper yourself with nice things once in a while!
If a high-end luxury brand might be a little out of your reach, or you think that they are not worth it for your preferences, a mid-tier brand like Kate Spade, Coach, or Tory Burch can be your go-to. The products they offer are delicate and still elegant, starting from their ready-to-wear, sportswear, shoes, bags, to various accessories such as bracelets, rings, etc.
Each of the brands mentioned offers the BNPL payment methods (Buy Now, Pay Later). You can pay your Kate Spade orders with Affirm, Coach with Klarna and Affirm, and Tory Burch with Afterpay.
Paying your orders on Tory Burch with Afterpay
Here’s what you need to know
Is this your first-time shopping at Tory Burch and planning to pay it with Afterpay? Here’s a little guide for you!
How to shop online at Tory Burch with Afterpay ?
Paying your Tory Burch orders with Afterpay is super easy! After deciding what to buy, choose Afterpay at the checkout as your preferred payment method. If you have never used it, you will be redirected to the Afterpay website and just register your account as usual. On the other hand, if you have used Afterpay before, you just need to log in to your account and you’re all set!
How to shop in-store with Afterpay?
Paying with Afterpay for your offline or in-store shopping can be a tad different, but it’s still simple! Make sure that you have activated the Afterpay Card through the Afterpay app (available in App Store and Play Store) before tapping to pay. Just open the Afterpay app and go to the Card tab, and easily follow the guide where it takes you!
Additional notes
As easy as it sounds, some points need to be taken before checking out with Afterpay at Tory Burch.
- Your orders must be $35 – $2000 to use Afterpay at Tory Burch. Nevertheless, if it is your first order with Afterpay, you may have a lower maximum amount.
- Not all orders are approved. Tory Burch and Afterpay trust in responsible spending, thus not every order that comes in will be approved. You will receive the approval immediately on your checkout.
Responsible spending with Afterpay
Afterpay offers timely, handy installment plans for online shoppers. You will be able to split your payment and pay the whole amount in four installments, due every two weeks. You can go to the Shop Directory on Afterpay’s website to see which stores that accept Afterpay. Each store can be clicked, and you will be redirected to the store’s website to shop right away!
Nevertheless, you still need to be conscious about how much you spend and how much you need to spend. Afterpay committed to responsible spending, which means they will not accept 100% of your orders right away. Even though the amount you want to pay is lower than your spending limit, there is still a chance that your order will be declined as Afterpay also takes other determining factors into the equation. Other than your spending limit, some merchants also have an additional specific limitation.
The two main factors that Afterpay will look into are the duration since you started shopping with Afterpay (the longer the duration, the more likely Afterpay will approve of your orders. The first 6 weeks will be tight), and the number of orders you have successfully repaid.
The other considerations are as follows.
- Do you have sufficient funds in your card to pay?
- How much is left that you must repay? It could help to pay some off, but it does not guarantee anything.
- How many ongoing orders do you currently have with Afterpay? This factor does not necessarily guarantee, but it can be a good consideration.
- Is it possible for you to decrease the amount in your shopping cart? Again, this does not guarantee but it can be another positive component to get your orders approved.
How many orders and how much can I spend with Afterpay?
In their help center, Afterpay made a statement that goes, “Afterpay promotes responsible spending because anything else is bad for you, bad for our merchant partners, and bad for Afterpay.”
You will have to gradually shop with Afterpay to get a bigger amount of limit. For a starter, usually, you are allowed to place one order in your first 24 hours with Afterpay. Arranging multiple orders all at once—especially on your first time with Afterpay—will look like a major red flag and will be declined. Try to use it once with a reasonable amount and repay it on time, and then you buy more things you need with Afterpay as time goes by.
There is an estimated spending limit that shows in your account, which equals the maximum amount you can spend with Afterpay. However, this value is not guaranteed and generally changes based on various factors that will be explained below. Your spending limit does not include certain merchants’ limitations.
These are the few things that will be taken to change your spending limit.
- Payment history
Your payment history is about how you repay the installments to Afterpay. Late payments and other factors that contribute to them will also be taken meticulously into the equation.
- Your time with Afterpay
During your first time with Afterpay, your estimated spending limit will be lower than the amount a long-time user can have. The longer you have been with Afterpay and successfully repay everything on time, the higher the possibility that your spending limit will increase.
Conclusion
The features that Afterpay offers will be convenient only if you can make it to pay the installments on time. Remember to spend responsibly so you won’t drown in late fees and other debts!
References
https://www.toryburch.com/en-us/client-services/payment/payment-options/
https://www.toryburch.com/en-us/client-services/payment/afterpay/
https://help.afterpay.com/hc/en-us/articles/218320803-How-much-can-I-spend-with-Afterpay-
https://help.afterpay.com/hc/en-us/articles/115005762006
https://help.afterpay.com/hc/en-us/articles/217425986-Why-is-my-order-being-declined-
