James Allen is a sub-company of the parent company, Signet Jewellers, which is the largest retailer in the world of diamond jewelry. The company was founded in 1949, which is 73 years ago. Its name was originally Ratner Group of Jewellers, but they changed the name to Signet in 1993. The company is domiciled in Bermuda, which means any legal matters about the company are held in the Bermuda Court. But its headquarters are in Akron, Ohio. It is also listed on the New York Exchange, and they were delisted from the London Stock Exchange as all of their work was done in the New York market and they didn’t even conduct 1% of their annual trading on that platform.
They have the number one position in the US, UK, and Canada and they hold a lot of companies like Jared in the US, Leslie Davis in the UK, and they own many middle-market jewelers like Zale’s, Kay Jewellers, and James Allen, among others.
Does James Allen Accept AFFIRM Acceptance?
James Allen has started taking the payment option of buy now pay later as it helps the company to reach more customers, but they have tied up with a company named Split it, which is a Rival Company of Affirm. The rule says that you can only tie up with one BNPL company, so they have done that with Split it.
What payment methods can be used in James Allen?
You can use several payment methods in James Allen, like credit cards (they accept every major credit card like American Express, Discover, MasterCard, and Visa). You just need to enter your information at the checkout and it’s done.
They also accept PayPal, which is easy and free of cost, and from it, you can also pay via your smartphone.
You can also pay with a wire transfer as you get a 1.5% discount on the listed price of the item. Now, wire transfer is not commonly used if you want to ship the item within your country, but it is commonly used for international shipping and that too, for orders over $20000.
They also accept payment plans that suit your lifestyle, and they also have BNPL with SPLIT.
What is the payment process for splitting it at James Allen?
The payment process for splitting it is:
- When you shop on the Split It official website or app, you must first sign up or log in to your account.
- After you are done with the shopping or adding items to the cart with the James Allen Company, go to the payment options.
- Select the payment option. Pay with split it and the company will automatically split your payment into 4 installments in 6 weeks with no interest. But you will need to pay one down payment of 25% of the price and then pay the rest in 3 installments with each installment due in two weeks. If you fail to pay an installment on time, late charges will be added to your account.
- And you can’t have more than 5 late charges on your account or else you will be blacklisted and next time you will not be given the split it option.
Is affirm accepted for online payments, in-store payments, or shipping payments?
James Allen does not accept Affirm for any payment method, either in-store or online, and you cannot use it for any shipping payments to James Allen. They use to split it for only online purchases and do not use any of the other BNPL companies for the payment process.
Does James Allen accept financing options?
James Allen also allows financing options for customers who cannot afford to buy jewelry right now and want an installment process for it. The James Allen Financing options are not that easy to get for all customers as the minimum credit score they allow is 700, which is very difficult for someone with very little credit history. To get the financing, you should be very ethical and pay all your dues at the right time. Then and only then can you receive this financing with a high-interest rate. The credit score of 760+ gets the option of a 0% interest rate for 12 months, and after that, the interest rate varies from 9% to 14%.
The steps are you just need to give your job and salary proof and your identity proof and they will check the credit score if you qualify you will be given all the plan select your favorite one and in two weeks you will get the jewelry and your installment begins.
CONCLUSION:
James Allen is very ahead with the recent times as their management knows what the customers want and they are all money to increase their customer’s reach.
FAQ’S
- How much credit score is needed for James Allen:
You need at least a credit score of 700.
- Can you pay monthly at James Allen:
Yes at an interest of 9.90% they can pay monthly.
