Harvey Norman is named after its founders, Gerry Harvey and Ian Norman. It started in Australia in 1987 and later expanded to the United States in the 1990s. Currently, it has over 280 stores across Australia, the United States, and Europe. Initially, the store specialized in electronic goods and appliances. Does Harvey Norman accept Afterpay? – let’s know.
However, it is now one of the most common destinations in the United States and Australia, having a wide range of products. Products available in Harvey Norman include but are not limited to electronics, furniture, and mattresses. They deal with brands such as Apple, Samsung, Lenovo, and Garmin. Does Harvey Norman accept Afterpay? – let’s know.
Payment options available at Harvey Norman
Harvey Norman has a variety of flexible payment options that have been designed to meet the customer’s needs. Some of the payment options available include;
- PayPal pays in 4. This payment option allows customers to shop and split their purchases into four interest-free payments. The rule is that you pay the first installment during checkout, and then the rest you pay after two weeks. This payment option is available to approved customers and PayPal users only. You are only eligible to use PayPal pay in four if you make purchases of $30- $1500. A credit check is required to check the customer credibility for PayPal payments in four. Although they do not charge interest, late payment is more likely to affect one’s credit score.
- Latitude pay. This is a payment option only available for customers whose purchases range from $20-$1000. It allows customers to shop and make ten weekly payments without imposing interests. Unlike PayPal pay in 4, late payments attract late fees. It also excludes some products.
- Interest-free. In this type of payment, there is no deposit and no-interest payment plan. It allows one to use an existing card. You can be eligible in less than a minute.
- Zip pay. Zip pay allows customers to shop with no upfront payments, and it allows customers to choose their repayment plans according to their needs. With an account with Zip pay, one can be eligible for up to $1000 to spend and then pay later. This payment plan requires minimum monthly repayments. Furthermore, it has monthly fees of $7.95.
This payment plan is available to approved applicants only.
- Afterpay. It is a payment option that allows customers to shop and then pay for the purchases later in 4 equal installments. It has no interests or line of credit. However, late fees and conditions apply if customers don’t make their payments in time. After pay allows customers to make low purchases to gain their customers’ loyalty, and then after positive remarks, the purchases can be increased up to $2000.
How Afterpay works?
- Choose the products you want
- Choose an amount to be spent before completing a purchase with Afterpay
- When you have made your purchase, you will receive a confirmation email from Afterpay
Afterpay integrates with your eCommerce store via a plugin for free. This allows one to receive payment on the same day, but sometimes it can take up to 48hours to reflect.
Reasons why eCommerce stores should consider BNPL (Buy Now, Pay Later) plans
- It will give customers a lot of options to choose from. When customers have many options to choose from, it will increase the chances of closing the sale.
- Buy now, pay later is more convenient to customers who do not use PayPal or zip pay.
- Using buy now, pay later increases sales and increases chances of repeat business.
- Buy now, pay later is now an appealing market to many. Savvy shoppers prefer budgeting over buying on credit. Introducing this payment option will not only increase customer satisfaction but also will lead to increased sales conversions.
Does Harvey Norman take Afterpay?
Does Harvey Norman accept Afterpay? Initially, Harvey Norman was not offering after pay. But it started to offer after pay to its customers, breaking down the payment options into monthly installments. Norman Harvey has famous after-pay services on electronics, furniture, appliances, and clothing.
Any eCommerce retailer should consider implementing after-pay payment options. It will not only increase sales, but it will also increase customer satisfaction. Surveys have shown that Afterpay has attributed 147% of purchases. This means that it has been working well.
Frequently asked Questions (FAQs)
Does Harvey Norman offer Afterpay?
Yes. Harvey Norman currently offers after pay options and other payment options like Zip pay, PayPal, and Latitude Pay.
Does it offer click and collect?
Yes. Harvey Norman has over 170 stores that offer a free 1-hour click and collect service on particular products.
Does Afterpay have interests?
No. Afterpay does not have interests, but late fees may apply for late payments. However, this only comes in after a customer has ignored multiple SMSs and reminders.
How much can I purchase using Afterpay?
On average, Afterpay offers low purchases as low as $150, and it goes up to $2000 depending on your repayment history and credit score.