Quadpay was founded in the year 2017 by Brad Lindenberg. The parent company of Quadpay is Zip Co. This American zip company is the new generation payment platform with its advanced feature of buy now, pay later. The company has its headquarters located in New York City, United States. The payment platform allows its user to shop now and then pay for their purchase via four installments anywhere a visa is accepted. The installments are interest-free and paid at an interval of every two weeks. This global digital payment platform has proven itself to be a great alternative to credit cards. Quadpay can be used for both online as well as in-store shopping. Let’s learn ‘Can I Use Quadpay To Buy Gift Cards?’.
Can you use Quadpay to buy gift cards?
The savvy shoppers love to use credit cards and payment platforms like Quadpay to empty their shopping carts. Quadpay is a flexible way for them to complete their purchases when they are running out of bank balance at a time.
But one might wonder if Quadpay can be used for the purchase of gift cards. The answer is yes! You can buy gift cards too using Quadpay. Quadpay allows its users to buy gift cards from a wide range of brands.
Gift Cards that can be bought using Quadpay:
Quadpay treats its users with a great selection of gift cards. Some of the best gift cards that can be bought using Quadpay are listed down here:
- Amazon
- Walmart
- Best Buy
- Alo Yoga
- Nordstrom
- Macy’s
- Patagonia
- Ulta
- Sephora
- Nike
- Victoria’s Secret
- Gap
- Airbnb
- Starbucks and many more popular brands
Eligibility criteria for using Quadpay:
To register for a Quadpay account, the user must possess the following qualities:
- The user should be a resident of the United States.
- Should have crossed the age of 18 years.
- Should possess a valid mobile number that can be verified.
- A US debit or credit card should be used for the purchase.
Does Quadpay charge any fees?
Yes, Quadpay does charge some fees when you sign-up for its account. However, the installments under Quadpay are interest-free and you do not have to pay any additional charges for its operations. The fee is incurred in two ways by the company:
1. There is a convenience fee of $ 1 charged on all installment payments.
2. In case of late payment of installments, the company does charge a late fee according to the user’s resident state. The late fee ranges between $5 and $10.
How to use Quadpay?
1. For In-store purchases:
Step 1: The Quadpay app should be installed on your mobile phone in which you need to select the “in-store” option.
Step 2: Now enter the amount you need for the purchase, including the shipment and taxes. Click on the continue option.
Step 3: On the next page the amount will be displayed in four installments according to their payment dates. Now click the ‘continue’ option.
Step 4: A virtual card will be visible on the screen. Enter the credentials required by the virtual card for the further process.
Step 5: Finally click on “pay with Google pay” or “pay with Apple pay” and complete the purchase.
2. For online purchase:
Step 1: Search or select the store in the Quadpay app, from which you wish to make the purchase. Now shop for the items you want and reach the payment page in the app.
Step 2: For making the payment, select the “Pay with Quadpay” option. Now the app will lead you to the same procedure where you have to input the amount required.
Step 3: The next page will display the list of installments along with their respective payment dates. Click on the continue option.
Step 4: You will see the virtual card displayed on the screen. Enter the virtual card number available on-screen and finish your purchase. However, do not save this card number on any of your store accounts. It is a one-time-use number for Quadpay.
Areas Served :
Quadpay is a payment platform that can be used only in the United States by US residents. Quadpay accepts credit or debit cards from the US only. Hence, Quadpay cannot be utilized for making payments outside of the United States. Several other accounts can be used internationally, namely, the Wise account.
Frequently Asked Questions:
1. Are there any alternatives to Quadpay available?
Yes, the latest payment platforms like Klarna and Afterpay can be used as alternatives to Quadpay.
2. Does Quadpay exercise any credit limits before making the purchase?
Yes, Quadpay has set up certain credit limits before allowing its user to make a purchase. The user must have at least 25% of the bill amount available in the balance before purchasing Quadpay.
3. Does Quadpay allow refunds if the order is returned?
Yes, Quadpay initiates the refund process as soon as the customer has returned the item bought. The future unpaid installments are canceled and the paid installments are refunded back to the customer.
