Lowe’s is a chain of furniture and home improvement accessories retailers. It is the second-largest retailer in this industry in the United States and the world just behind Home Depot. The franchise sells furniture, home improvements and décor, electricals and electrical appliances, kitchen and bathroom utilities, outdoor décor, and lighting products. Lowe’s has over two thousand retail stores in the United States. It also sells products online at lowes.com. The franchise serves millions of customers every day.
Customers can pay with their American Express credit or debit cards for shopping at any Lowe’s retail store in the United States. Other major credit and debit cards can also be used for making purchases at Lowe’s. All credit and debit cards issued by recognized banks in the United States are valid for shopping here.
In this article, we tell which payment methods are acceptable for shopping at Lowe’s. We will also mention the payment methods which cannot be used here. In addition, we will also inform the reader on how to use American Express and its benefits. Finally, we will go through some alternatives to Lowe’s that also accept American Express and answer some questions asked by frequently customers shopping at Lowe’s.
Payment Methods Accepted at Lowe’s
The following is a list of payment methods with which customers can pay for their goods at Lowe’s:
- Cash: Customers can pay with cash for making purchases at any of Lowe’s retail and hardware stores. Cash on delivery is also accepted for shopping online at lowes.com.
- Checks: Personal and business checks are acceptable for shopping in the store. For shopping at lowes.com, paying with checks is not acceptable. Customers should also keep a valid photo ID with them at the time of payment. This is done to ensure that the checks are legitimate.
- Credit and Debit Cards: As mentioned previously, credit and debit cards issued by all recognized banks and credit unions in the United States are valid forms of payment. Credit and debit cards are accepted for both in-store and online shopping.
- Lowe’s Advantage Card: Lowe’s offers the Advantage card for shopping at Lowe’s. It is Lowe’s credit card and offers exclusive benefits to the shoppers like discounts, bonus deals, and special rewards.
- Gift Cards: Gift cards issued by Lowe’s are accepted at all physical and online stores owned by Lowe’s. E-gift cards are also offered by the retailer.
- PayPal: This is the only valid digital payment system that is accepted for shopping at Lowe’s. It is valid for both online and offline shopping.
Payment Methods not Accepted at Lowe’s
While Lowe’s offers great flexibility to its customers shopping offline and online, there are some payment methods that customers cannot use for purchasing products at Lowe’s. The following is the list of payment methods that customers cannot pay with at Lowe’s:
- Google Pay
- Apple Pay
- Samsung Pay
- Prepaid cards
- Third-party gift cards
- EBT
- Venmo
How to Use American Express at Lowe’s
Customers can pay with American Express in the following ways:
- For physical shopping: Customers only need to keep their cards with them at the checkout for physical shopping. They do not need to tell their PIN to the cashier. The card will be swiped and the appropriate amount will be debited from the account.
- For online shopping: Customers must know their card details when shopping online at lowes.com. They must enter their card number, the date on which the card expires, and the four-digit code at the front in the appropriate boxes.
- Amex App: Customers logged into their American Express app can transfer funds digitally through the app. They only need to remember their PIN and app passcode.
- American Express Checkout: Lowe’s stores may offer this option to customers which lets the customer access their American Express account through the store and transfer funds from there. The details are deleted from the systems as soon as the transaction is completed to ensure the safety of customers.
Benefits of Using American Express
Customers shopping at Lowe’s can avail of the following benefits if they pay with American Express cards or the Amex app:
- Customers get a flat 5% cash back on every purchase made at Lowe’s from 6 months of the date of availing of the Lowe’s American Express card. After that, customers get 2% cashback on every purchase.
- Customers get 2% cashback on every purchase made at other places associated with American Express.
- All new cardholders receive welcome bonuses.
- Customers get bonus rewards for shopping online at Lowe’s.
- No charges are necessary for conducting transactions in foreign currencies.
Alternatives to Lowe’s that Accept American Express
In case a customer does not want to shop at Lowe’s, they can choose to shop at any of the retail stores mentioned below:
- Home Depot
- Sears
- Houzz
- Bed Bath & Beyond
- Rockler
- Menards
- Ace Hardware
These retailers offer products of similar value and pricing as Lowe’s.
Conclusion
Lowe’s accepts all the major credit cards in the United States, including American Express. Since Lowe’s credit card is American Express, customers who shop with American Express cards get exclusive benefits. Besides American Express, they also acted on other forms of payment like cash, checks, PayPal, and many more.
However, if a customer is not satisfied with the products at Lowe’s they, may choose to shop at any of the retailers mentioned above.
FAQs
Q1. Does Lowe’s take Apple Pay?
A1. No, customers cannot shop with Apple Pay at Lowe’s.
Q2. Does Lowe’s have free delivery?
A2. Customers who have joined Lowe’s membership program are eligible for free shipping.