The home depot justifying its name does provide almost all the vital things you need to turn a house into a home. On a Sunday morning if you notice an electronic device like a leaf blower acting up or if you goofed up and forgot to buy that crockery set you were planning to gift someone at the next social event, all you need to do is make a trip down to your nearest home depot and you can pick them both from the same store. The online website makes this even simpler for the folks who need to get it done and done quick at that It saves you the stress of finding a good store for each of your different household essentials, as the home depot is quite reputed across the nation, and also provides you with a variety of options in the categories displayed in their catalogs. Let us know about ‘does home depot offer 24-month financing?’.
Home Depot Offer 24-Month Financing
If you are planning to get your home renovated or just trying to outshine your neighborhood with your upgraded home decor, then you might have also considered the finances that tag along with such projects. But fortunately, home depot offers its customers the option of purchasing on credit and also other financing options like the 24-monthly financing by home depot. However, this financing offer is only valid for a select few. The customers would have to go through a process and this will allow them a 0% 24-month financing on the store credit card exclusively for home depot. This means that the customers don’t need to pay any interest and the amount will be distributed in 24 parts, as long as the customers go through the process successfully and pay the principal amount within the predetermined time.
The steps for the before-mentioned process to go smoothly are:
Step 1. Firstly the customers would require a home depot store credit card to avail of the 24-month financing option.
Step 3. To get a credit card they need to go through the application process.
(The application process is further subdivided into steps and explained later in this article for reference.)
Step 2. The customers need to be pre-approved to acquire the credit card.
Step 3. Once you get the credit card, you can use it to take up that 24-month financing offer.
In case of any queries during the process, the customers can reach out to the home Depot’s customer service line at 1-800-677-0232.
The process of application, approval, and acquisition of a credit card, for the convenience of the customers, has been made quite simple by home depot. You can go through it without any hiccups if you follow the steps.
- Steps for the application process for a credit card:
There are two methods you can follow to get the home depot store credit card – the online method and the offline / in-store method.
- Firstly the online method:
Step 1. Go to the official website of home depot using your web browser.
Step 2. You will see an icon indicating the menu on the upper left corner of the homepage. Click on it.
Step 3. Scroll down and towards the bottom, and you will notice an option saying “credit services”. Tap on this option.
Step 4. This will redirect you to the credit service page and you will need to select the card that you would like to apply for.
Step 5. Click on the link that says apply now.
Step 6. Fill out the web form that will open up after the previous step is done.
Step 7. Press “agree” when the terms and conditions page pops up. Make sure to read through it carefully first.
Step 8. You can submit this application and what follows next is the approval. Getting the approval may take some while but you will be surely notified through an email.
- Secondly the offline/ in-store method:
Step 1. You will need to visit any of the store locations of home depot, whichever is convenient for you.
Step 2. You can go up to any of the special services desks and enquire about the process of applying for the store credit card.
Step 3. They will provide you with a form similar to the web form in the online method. Carefully fill it out with all the correct credentials.
Step 4. Next is the approval. This might take a few minutes.
Step 5. You might be provided with a temporary card for the time being and the official card later on.
These were the two methods to apply. Note that in both the methods, once the credit card is acquired the customers will be provided with a $25 discount offer per home depot credit card.
FAQ
1. What should be done if I get denied the credit card?
If you are denied the home depot credit card, you may re-apply after a few months. The exact months will be notified to you.
2. Where should I contact in case of technical errors?
In case you face any issue during the application or the approval procedure, you may contact their customer service helpline at 1-800-677-0232.
3. Will I get approved for the credit card easily?
The approval depends upon your credit score and credit worthiness. The processing duration is quite short so u can find out easily.
