Zipcar is a car rental service provider which gives cars for rent for hours or days. To rent cars from Zipcar you have to become its member, once you join the membership then you will come to know about all the insurance benefits and insurance coverage which Zipcar provides. Renting a car will be much more convenient than owning a car.
Zipcar provides one of the best car insurance. It provides insurance to those who have its membership. To avail of the Zipcar insurance first, you have to be a member of the Zipcar. It is always better to cover the vehicle with insurance so you will not face any kind of loss. And this article will let you know everything about it.
What does Zipcar Insurance cover?
Zipcar insurance will be provided only to its members. It protects the rental vehicle from any kind of damage or accident caused during the rental period. You don’t have to pay for any kind of damage.
The Zipcar Insurance will cover the damage, if any kind of damage occurs, then the member will be liable only for the damage fee up to $1000 and further damage will be covered by the Zipcar Insurance. The damage fee charged by the member will be reduced if you purchase optional damage protection.
The following situations are also covered by the Zipcar Insurance:
- Any body injury
The Zipcar will pay for any kind of injuries to the members if the Zipcar driver is found at fault at the time of the accident.
- Medical injury
This covers the payment of the medical bills after the accident. Zipcar covers this offer only when it is legally required.
- Property damage
This property covers the damage which is caused to the property of the person with whom the accident is met or any kind of public property like poles or fences. Then the Zipcar will pay for it.
Zipcar Insurance Eligibility
To become a member of Zipcar Insurance you have to lie under certain criteria, which is
- The cost for joining the membership is usually $25.
- The minimum age required is 21 years with a driver’s license or a passport.
- The rental period is from 30 minutes to 7 days.
- The monthly fees are from $60 to $90.
What happens when damage to Zipcar takes place?
At the time of the accident, if the Zipcar driver will found guilty for any kind of damage caused to the car when they are using it, then he had to pay $1000 as a damage fee, even if the damage caused to the car is less than $1000. Members can also go with the monthly damage protection plan.
Different plans of Insurance
The Zipcar will provide three different damage protection plans which are :
- Standard protection plan
It is the basic plan of Zipcar membership in which you have to pay $1000 as a damage fee if any kind of damage will occur. It is free of charge.
- Plus protection plan
This plan provides a benefit to you, as it reduces the damage fees from $1000 to $375 per accident with a monthly premium of $5 or a yearly premium of $50.
- Premium Protection plan
This plan provides you with the facility of not paying any kind of damage fees if the damage occurs they will not charge it to you. There will be a monthly premium of $9 and a yearly premium of $79 which you should have to pay
How to purchase Zipcar Insurance?
The purchase of Zipcar Insurance is very easy and convenient as well. It depends on what kind of plan you want to choose, just decide on it. There are two ways for insurance, one is for Damage protection and another one is for Liability protection.
- Purchasing Damage Protection Plan
If you want to purchase a damage protection plan of recurring nature then follow the steps:
- Firstly sign in to your Zipcar Insurance account
- Then tap on My Account and then click on Account settings
- Tap on the Damage protection plan.
- Select the kind of damage protection you want.
- Tap on an update to submit.
- 2. Purchasing Liability protection Plan
You can also buy a protection plan just at the time of booking the new trip. To buy this plan :
- Sign in to your account
- Select the vehicle which you want to book and the date.
- Now, add the insurance which you want to buy.
- Finally, book your car.
Conclusion
Zipcar is one of the best rental companies which provides your car and insurance both at the same time. Their services are the best, they never charge you any kind of wear and tear fees, they just charge damage fees and some plans are free from fees, you just have to pay a premium for that. It’s very necessary to ensure your trip before going on it, this facility is much better provided by the Zipcar. If you ever rent a car from Zipcar then also take their insurance which makes your trip safe and secure.
Frequently Asked Questions
- Can anyone other than the Zipcar driver drive the Zipcar?
Not only does the Zipcar driver have the right to drive the car or do the members of Zipcar have this access.
- Is Zipcar Insurance expensive?
Zipcar insurance is not that costly, it charges a premium at its best price.
- Is Zipcar a car insurance company?
No, Zipcar is not a car insurance company it just protects its vehicle by providing insurance to its member.
