A debit or credit card is a must-have in our cashless society because it helps make some financial transactions self-serviceable. Shopping with a card makes it easier. Hence it is important to know if that store has a machine that can access your card. In this case, it is Walmart. Here we will discuss if Walmart has ATM machines in 2022.
Yes. Most Walmart stores have ATMs in 2022. Most of these machines are provided by MoneyPass, a provider of ATM and debit card processing solutions. You can get free ATM access in most Walmart stores through their MoneyCenter Express machines using Moneycard. Some local banks also have their ATMs installed at Walmart to ease customers’ access to cash for shopping and other financial needs. However, these local banks’ ATMs may charge a small fee upon usage.
Other things you need to know about automated financial transactions in Walmart are below.
Payment options at Walmart
• Cash
• Debit cards
• Credit cards
• Walmart credit card and Mastercard
• eGift cards (not accepted at Walmart grocery locations)
• Chase Pay and Walmart Pay
• PayPal
• American Express checkout
• EBT (Electronic Benefits Transfer)
• Affirm Installment Financing (this is an offer for customers that do not have credit cards, it allows them to pay off a purchase over a set time)
Where to find ATMs in Walmart and does Walmart have ATM machines in 2022?
Most Walmart stores have ATMs in the Walmart MoneyCenter or Customer Service area in front of the store. The ATMs are often labeled with the MoneyPass sign.
Does Walmart accept all major credit cards?
Walmart accepts all major credit cards. This includes MasterCard, Discover, Visa, and American Express.
Does Walmart ATM charge fees? Does Walmart have ATM machines in 2022?
If you use a Walmart MoneyCard, you will be able to withdraw money from Walmart at no charge. However, using a Walmart MoneyCard elsewhere attracts a $2.50 withdrawal fee and a $0.50 ATM balance inquiry fee. However, using major credit cards on local banks’ ATMs may attract a swipe fee. The swipe fee varies between $1-$4.
How to withdraw cash from Walmart ATMs without attracting a swipe fee.
You can withdraw money from any ATM in Walmart without attracting a charge fee using Walmart Moneycard. The Walmart Moneycard is a type of debit card that does not require you to have a bank account or a check. This is good because, since it does not have a bank account, it is not charged for overdraft fees. Hence making it easier for those who do not wish to obtain conventional bank accounts and debit cards.
What credit card is most opted for at Walmart?
A regular shopper at Walmart will find its Capital One Walmart Rewards® MasterCard® to be the best value play. Using a Walmart Rewards MasterCard earns a 5% cashback on purchases done on the website and in the retailer’s app. There is also a 2% cashback on purchases done at Walmart stores, at restaurants, and on travel. The juiciest part is that there is no annual fee for this card plus no foreign transaction fee.
How do you get a Capital One Walmart Rewards MasterCard?
The Capital One Walmart Rewards MasterCard is a retail credit card that offers cash-back on Walmart-related purchases, hotels, travel, and restaurants. You can check if you are pre-approved for this card or you can simply apply at https://www.capitalone.com/credit-cards/walmart-rewards/ . One of the criteria for getting pre-approval is to have an average-exceptional credit score. This means if you have a credit score of 640 or higher, you are most likely to get approval for the Capital One Walmart Rewards MasterCard. If your application for the Capital One Walmart Rewards MasterCard was not approved, you will automatically be considered for the Walmart Rewards card to be used at Walmart.
Conclusion
Yes, Walmart has MoneyPass ATMs installed in each of their stores. They accept all kinds of cards and most of them do not attract a swipe fee. Other local banks’ ATMs can also be found in Walmart, although these might attract a swipe fee. You can apply for a Capital One Walmart Rewards MasterCard and even if that is not approved, you are automatically considered for a Walmart Rewards card.
Frequently Asked Questions
1. Can I withdraw money at Walmart?
Answer: Yes. You may withdraw money with a Walmart MoneyCard at Walmart MoneyCenters and Customer Service desks without attracting a swipe fee.
2. Does Walmart ATM have a withdrawal limit?
Answer: You are allowed to withdraw $500 from ATM in a single day and $400 per teller transaction in other partner banks
3. . Walmart Credit Card score requirement?
Answer: The Capital One Walmart Rewards® MasterCard®’s credit score requirement is nothing less than 640.
4. Can the Capital One Walmart Rewards® MasterCard® be used anywhere?
Answer: Yes, it can be used in places that allow the use of a Mastercard.
