Ace Cash Express is a financial service company, founded in 1968 and started as MoneyMart in Denver, Colorado. It was acquired first, in 1984 by a group then acquired again in 1986 by the executives of Associates Express and renamed Ace Cash Express. Ace’s headquarters is now in Irving, Texas, USA. Ace cash express is located across 24 states and the district with over 950 locations to attend to its customers both online and offline through a chain of partner stores in the United States.
The financial services and products Ace cash Express provides include the following: short-term consumer loans, cash checking, debit card services, money transfers, bill payment, and money orders. Ace is one of the largest cash checking operating stores in the United States. Ace is primarily for customers who are looking for an alternative to traditional banking, and Ace provides them easy access to financial services. The type of check determinesdetermines the cost at Ace Cash Express making each check vary. On average Ace charge 2% – 6% to cash a check.
The types of checks
- Personal checks
- Payroll checks
- Income tax refunds
- Government checks
- Insurance settlement checks, etc.
For a government check, they charge a 2% fee, for a computer-generated check they charge a ½% fee and for a personal check or money order charge a 6% fee. When your check is cashed at Ace, they can either load it into a prepaid debit card or just give you in cash.
Extra payment for Using a Debit Card
Since it is Ace that gives you a prepaid debit card if you do not want it as cash at hand or you are having issues with your credit card, it attracts a fee, some prepaid fees ar, are deducted plus the percentage charge. Moreso, there is a one-dollar fee on every purchase you make using the prepaid debit card. You can load your money on the prepaid debit card another time you cash your check.
Ace Cash Express Cash Checking Location
Ace allows you to withdraw your check online through the mobile app, the Ace Mobile Loads can be downloaded, on the App Store or Google play store. You can also make use of any of their stores around your location to make withdrawal on your check. The following are some of the states Ace Cash Express is located:
- California
- Georgia
- Kanas
- Louisiana
- Indiana
- Ohio
- Oklahoma
- Pennsylvania
- Washington DC
- Virginia
Requirements to Cash a Check at Ace
- Your check
- A valid government-issued ID card
One of the employee at the location will scan your check and start the approval process. You do not need a credit check, if the check is approved, you get your withdrawal.
Ace Cash Express Locations Working Hours
During weekdays, the working hours of most Ace Cash Express locations are 9 am to 8 pm on Monday to Friday. Weekend opening hours are: Saturdays from 9 am to 6 pm, and the majority of their locations are closed on Sundays.
Other Services Rendered by Ace Cash Express
- Installment loan:- You can pay this money back after an extended period, and it can be taken from anywhere from $200 to $2000. This kind of loan is easily approved and available without waiting for a long period. You can collect the money by cash, debit card, or transfer it to a bank of your choice. This also has a 48 to 72 hours refund time, which means that if customers realize they do not need the money during that period, the money can be returned with no penalty.
- Title loan:- For example, a car owner can use their car as collateral to get a loan from Ace, but if the money is not paid back, Ace has the legal rights to take your car
- Payday Loan:- This money is for salary earners, people who need money just until payday. It is a short-time loan, and you can get up to $1000. To get this loan, you need a stable employment to verify a paycheck is coming soon.
- Pre-paid Debit Card:- A customer can get a prepaid debit card from Ace, which is acceptable anywhere especially when the customer is having an issue with getting a debit or credit card
- Auto-insurance:- Ace Cash Express has auto insurance that is easily approved.
How to Apply for Ace Cash Express Loans
- Applying for a loan with your mobile phone will demand that you provide the following details:
- Social Security Number
- Proof of source of income ( employee, retired, self-employed)
- Banking information
- Email address
Conclusion
You can also apply to the store by providing the following details: valid government ID card, social Security Number, source of Income, banking information, Email address. If your loan is approved, you can get the loan in cash or it will be transferred, into your account
Frequently asked questions
Does Ace have Customer Care Service?
Yes, they have friendly customer service representatives who attend to their customers.
Which credit bureau does ace use?
Ace performs hard credit checks with FactorTrust, which has been taken over by TransUnion credit bureau since 2017.
