Does Target Finance Phones? – Know More


Target is situated in Minneapolis, Minnesota. This departmental store was previously known as Target corporation but now it changed its name to only Target. It has around 1, 931 stores operating in the US since 2019. Target was ranked 37 on the Fortune 500 list in 2020. Let us know ‘Does Target Finance Phones?’.

Does Target Finance Phones?

Does Target Finance Phones?

Financing a phone can be quite essential for smartphone users. When you do not have the budget to buy a new phone, many companies and retail stores finance your phone with certain regulations and conditions. Target has financing plans with a carrier either fixed by them or the customer’s choice. They have different plan options for prepaid, installments, or with down payments. You need to pick up your choice of phone and choose a carrier. You also need a sim to complete your purchase and use this service. Target offers unlocked, exchange, upgrades, and billing options along with the purchase of any phone. There are many options for phones like iPhones, Samsung, Nokia, Blackberry, HTC, Virgin, LG, or Motorola. There are several options of carriers to choose from with your phone purchased from Target.

Plans And Phones Available At Target

Target offers many plans when purchasing any brand from its stores. Target has deals with AT & T, Consumer Cellular, T- Mobile, or Verizon networks. So whichever plan you choose and the mobile phone you purchase, you will be ready to use your new phone in no time. These are the plans that are offered with your new phones:

  • Unlocked phones- for any unlocked phones you can choose a phone and the carrier. You will need to add a SIM and you are good to go.
  • Prepaid Phones- For prepaid phones you can change your phone and carriers too. You do not need to pay any penalty, and you just have to pay for the usage. This is a short-term contract. 
  • AT & T Phones with plans- with this plan you can upgrade your phone. The months you use this phone will be provided and predetermined which you will have to pay for.
  • Consumer Cellular Phones- This plan is another short-term one. But you can pay your phone bills at the end of the month. 

The brands of phones that are offered are:

  • Unlocked Cellphones- iPhone, Samsung, Google, Motorola, Nokia, Blu Smart Phones
  • Pre-paid Phones- iPhone, Motorola, Samsung, TCL
  • AT & T Phones- iPhone, Samsung Galaxy, and Google Phones
  • Consumer Cellular Phones- iPhones, Samsung Galaxy, and Motorola. All kinds of flip phones and Androids.

The networks available for prepaid mobiles at Target are as follows:

  • AT & T prepaid
  • Cricket Wireless
  • Mint Mobile
  • Simple Mobile
  • Total Wireless
  • TracFone

Consumers can choose their phones by category such as:

  • Phone Cards
  • SIM Kits
  • Hotspots
  • 5G Phones
  • Cell Phone Accessories

With these plans and offers from Target, you can choose your favorite cell phone with your choice of network but they will come with conditions. 

Financing Phones With Affirm And EasyPay At Target

Customers can finance their phones at Target with the help of Affirm, a payment option that helps you pay easily. The steps are as follows:

  • After purchasing your phone select the option for Affirm
  • Choose the payment plan you want to use
  • By downloading the app of Affirm ( you can use AutoPay or use other payments.

When using Consumer Cellular Network, you can use Easy Pay for payment at Target. Target and Consumer Cellular have agreed to a partnership and offer their products and services in 1800 of their locations. Using this service, you can get to use your new phone and activate it easily in no time. You can use these payment methods to get the best deals of payment without interest and pay less than other methods you use to buy phones.


Target has new deals coming at their stores now and then, with new deals and offers for their phones with carriers and payment methods. Hopefully, they will come up with more schemes for financing phones and paying in installments. Target does provide all kinds of support for activating or connecting your phones whether you. Buy it from their stores or others.


  • Will Target start to finance phones alone in the future?

It is not certain that Target will finance phones alone but they will have rewards and cell phone credit insurance.

  • Can we pay in installments for purchasing a phone from Target?

Yes, Target does offer payments in installments when using Affirm or similar payment methods by paying in monthly installments. You can pay any amount you want.

  • Does Target have other payment methods?

You can pay at Target with, Apple Pay, Google Pay, or Samsung Pay are some of the contactless payment methods you can use at Target. Besides that, there are credit cards and the Target Red card payment systems.

Does Target Finance Phones? – Know More

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