There are several things to look for when we want to shop or buy anything. When buying less-priced goods the payment is done on the spot in cash but when it comes to luxury items such as branded goods the prices are quite high to pay in cash, in such cases the payment is mostly done by cards or some other modernized payment methods. Kate Spade is one of the most popular fashion brands of today. The brand is for bags, jewelry, home products, accessories, and clothes. It was founded in 1993 by Kate Valentine who was a fashion designer and her husband Andy Spade. The brand rose to fame because of their very unique handbags and tote bags. Kate Spade operates internationally. Here we will see about Does Kate Spade Take Afterpay?
The answer to the question: does Kate Spade take Afterpay is both YES and NO.Very recently they announced that only customers in the United States of America can use Afterpay when shopping online, unfortunately, Kate Spade does not have the After pay limited payment option for the rest of the customers around the world. It does have many other payment options to choose from. There is no news on when Kate Spade will make the Afterpay option available globally for its international customers.
What Is Afterpay?
Afterpay Limited is among some newly introduced payment methods when we buy something. Mostly known as BNPL(buy now pay later). It is quite convenient as it allows the user to pay gradually as it divides the full price of the goods into weekly payments, it allows the person to buy the item and only pay 25% of the total price at the time and then pay the rest of it weekly. It is an American company. For now, this facility is only available in the United States of America, New Zealand, Australia, Canada, and the United Kingdom.
Payment methods available for Kate Spade:
Even though the option of using Afterpay is not allowed by Kate Spade online for everyone, the brand still gives the choice of selecting from the three payment options it provides. When we are shopping in the USA we can either pay in cash or use Afterpay and when we are buying from an online shop we can only select from the three alternative payment methods which are available to use are:
1. Credit or Debit card
2. Paypal
3. Klarna
1. Credit or Debit card:
The easiest and most common way to transfer payment when we buy from Kate Spade is using our credit or debit card. This is the most used method of payment and works every time. It is quite safe as well.
2. Paypal:
Paypal is one of the most trusted payment methods to use nowadays as it guarantees the protection and safety of our money. Paypal is available almost all over the world.
3. Klarna:
Klarna is similar to Afterpay so it is used instead of Afterpay. It also allows you to make gradual weekly payments instead of full payments at once. If you use Klarna for making payments at Kate Spade, after the first payment the rest of the prices will be automatically charged weekly on our credit and debit cards. There are certain limits to consider when we are using Klarna.
Conclusion:
We have concluded that the fashion brand Kate Spade does not allow its international customers to use Afterpay when shopping online but it does take Afterpay from the citizens of the United States of America. The online website of this brand provides various other methods to pay from instead so that international customers could easily shop as well. Klarna can be used instead of Afterpay by them if they can not pay at once otherwise the other payment methods are always available.
Frequently Asked Questions:
Here is the answer to some repeatedly asked questions related to the topic:
1. What is the pay limit when using Klarna and Afterpay?
Ans. Klarna can only be used when the purchase is above 35 dollars and the maximum amount that can be paid through it is 2500 dollars. The maximum payment limit for using Afterpay is 1,200 AUD.
2. How many biweekly payments is the total amount divided into when using Afterpay or Klarna?
Ans. The total price of the purchased goods is divided into 4 parts. 25% of the total payment needs to be made every week.
3. Is there any other alternative method other than the above three mentioned that can be used while shopping from Kate Spade?
Ans. When shopping manually, there are a few outlets of Kate Spade that accept Barclay cards as well. But this option is not available everywhere.
4. Does afterpay or Klarna charge interest?
Ans. Afterpay and Klarna both are interest-free and convenient payment methods.
