In 1983, Sam’s West, Inc. (doing business as Sam’s Club) was founded after Walmart founder Sam Walton. Founded in California in 1980, Sam’s Club operates membership-only retail warehouse clubs as a subsidiary of Walmart, Inc. Let’s know ‘Does Sam’s club accept Affirm?’
In the fiscal year 2019, Sam’s Club ranked second among warehouse clubs in terms of sales volume, trailing only Costco Wholesale with $57.839 billion in sales. Approximately 600 Sam’s Club membership warehouse clubs will be operating in America as of October 31, 2021, including 44 states, Puerto Rico, and the U.S. Virgin Islands.
As a warehouse membership club, Sam’s Club was originally designed to serve small businesses and entrepreneurs but is now used by many other industries. Everyone with a membership can now shop there at an affordable cost for everyday essentials.
In addition, Samsclub.com is now offering Affirm online as a new payment option at checkout. The company offers credit cards and other credit-payment products as a financing alternative. As part of the new membership benefit, Members can avail themselves of real-time financing for online purchases, which can be paid in fixed monthly payments over a three, six, or 12-month period.
Affirm’s installment financing is advantageous because the decision is made almost instantly, eligibility verification is done without affecting credit scores, and members who have difficulty getting a credit card can still be approved for installment financing.
Several lending partners provide payment options on Affirm: affirm.com/lenders. Your rate will vary from 0% to 30% depending on your credit, and you’ll be checked for eligibility beforehand. There are a variety of options depending on the purchase amount, and a down payment might be required
Payment Methods accepted by Sam’s club
At Sam’s Club, you can pay for purchases with:
- Cash
- Checks
- Credit Cards
- Debit Cards
- SNAP
- Walmart Gift Cards and Credit Cards
What Credit Cards Can You Carry?
Sam’s Club now accepts all major credit cards, so you won’t have to worry about which card to take to the store. All major credit cards are accepted at Sam’s Club.
Until recently, it was difficult for Sam’s Club customers to shop at Sam’s Club with credit cards; however, this has now changed and all cardholders can now shop at Sam’s Club without problems. The club only accepted Discover cards until 2006, when it began accepting Mastercard as well. In 2006, Sam’s Club added Mastercard acceptance to its card acceptance list to compete with other major retailers.
Sam’s Club announced in October 2015 that it would begin accepting American Express cards, soon after Costco announced it would stop accepting American Express cards. Sam’s Club announced in January 2016 it would accept Visa cards in addition to Mastercard and Discover. That means you can use any card in your wallet to make purchases at Sam’s Club.
Using Affirm to Finance
With the addition of Affirm as a new checkout method, Samsclub.com has introduced a new payment method. The company offers credit cards and other credit-payment products as a financing alternative. As part of the new membership benefit, Members can avail themselves of real-time financing for online purchases, which can be paid in fixed monthly payments over a three, six, or 12-month period. Affirm lets you know exactly what you’ll have to pay in advance, so you never have to worry about a hidden fee or late charge
Using Affirm as a financing source has its advantages:-
- It is almost instantaneous when a decision is made.
- Credit scores won’t be affected by checking eligibility.
- Installment financing may still be available to members who are unable to obtain a credit card.
Steps to Pay Using Affirm
- With Affirm, you can shop online and pay later, or request a virtual card via the app. Affirm will be available at the checkout, or you can request a virtual card via the app.
- Your choice of payment terms You’re in control. Choosing a payment plan that works with your budget and payment schedule is crucial. We offer interest-free payments every two weeks as well as monthly installments.
- Managing payments in the Affirm app or online is easy, and you can set AutoPay to avoid missing a payment. Even if you do, you’ll never be charged.
Conclusion
As well as giving members exclusive savings and quality merchandise, Sam’s Club provides free shipping on many items, as well as discounts on fuel and prescriptions. They provide our members with the flexibility of shopping with us from anywhere, at any time. Affirm allows customers to pay with debit cards, checking accounts, and bank accounts. Payments can also be made automatically if you don’t want to remember when your payments are due. As Affirm does not charge any late fees for any late payments, you will only be reminded through emails or text messages if you are late for a payment.