Does Kohl’s take Afterpay? – Know more

Do you know departments have ‘buy now and pay later policies’? If not, then you must know about it. It is an essential payment method used today. Here we know more about ‘Does Kohl’s take Afterpay?’.

Kohl’s is one of the largest chains of department stores. Sometimes you tend to buy a lot from them but what if you don’t have enough money?

In such cases, apps like ‘Afterpay’ are helpful.

But does it work in Kohls? If you want to know its answer then, reading this article is a must!

What is Afterpay?

• Afterpay is an Australian company that deals in financing people’s purchases. It was started by Nick Molnar and Anthony Eisen in 2014.
• Whenever a person uses this app to make any purchase, it pays the amount of the products to the retailer. Then the person pays that amount to Afterpay in 4 installments. These installments are to be paid in 6 weeks.

Does Kohl’s take Afterpay?

• The answer is quite disappointing. ‘No.’ 
• It does not take Afterpay as a financing option both online and in stores.
• It is not yet being accepted in Kohls. It might be because they already have various similar financing options.
• It is true that Kohl’s does not take Afterpay. So you might need to use other payment methods.
• You will be glad to learn that there is a similar type of financing policy available at Kohls.
• Just like Afterpay, this app allows you to make payments in 4 installments in 6 weeks. This app is called ‘Zip’ and was previously known as Quadpay.
• To use this financing option, you will need to pay 25% of the product’s cost upfront.
• Rest you will pay in 4 equal installments over a duration of 6 weeks.

• You can make these payments online, in-store, or using the ‘Zip’ app.
• Its financing process is easy and is of great help whenever you have a tight budget.

What are the other apps or payment methods that you can use at Kohl’s?

1. Similar to ‘Zip’, there is an app named ‘Klarna.’ You can use this app to purchase your favorite product now.

You have to pay later directly to the Klarna app.

In this, you will need to download the Klarna app and search for ‘Kohl’s’ on it. Once you have added the items of your wish to your cart, checkout and pay through Klarna.

You will have to pay the amount in 4 installments every two weeks. And it looks like a great deal.

2. You can also pay at Kohl’s using  Kohl’s card and credit cards. The credit cards accepted here are Discover, MasterCard, Visa, and American Express. 

You can not use more than one credit card for a product. If the problem arises due to the limit on the credit card then, visit the closest Kohl’s store to buy the product. Right now, the website shows that they are not accepting credit cards for the time being.

3. If you can’t use credit cards then, there is an option of debit cards too. They accept credit card payments through 855-564-5748. It is an automated phone number.

4. You can also use My Kohl’s Card to make payments at Kohl’s. You simply have to put your bank account in it and make the payment. You can edit the information and cancel it if it has some issue.

How can you use gift cards at Kohl’s to make payment for your purchase?

• Kohl’s offers gift cards, coupons, etc on different occasions. Using them can surely benefit you.
• You must use the gift card before finishing your online purchase. It means that you must put the gift card information before putting the credit card.
• Once done, check if the gift card or coupon covers the whole amount of your purchase or not.
• If not, then the rest will be charged to your preferred mode of payment.
• Such gift cards reduce the cost of the product to some level. That is why so many people love collecting them. They are benefitting in general!

Conclusion- 

Kohl’s right now does not accept Afterpay. But it accepts credit cards, debit cards, cash, etc. You can also use its other financing methods. 

It accepts Zip and Klarna that allows you to make the payment in 4 installments. These methods are interest-free and help in maintaining the budget.

Some FAQs related to Kohl’s payment methods-

1. Will I be charged interest for making payment by Zip Pay at Kohls?

Ans- No, Zip does not charge any interest if you pay the amount in 6 weeks. Late payments are charged interest.

2. Does Kohl’s accept MasterCard?

Ans- Yes, Kohl’s accepts MasterCard for payments. 

3. Does Kohl’s Merchandise Credit expire?

Ans- No, Kohl’s merchandise credit does not expire. They are valid at all times.

4. Do Kohl’s gift cards have an expiry date?

Ans- No, Kohl’s e-gift cards do not expire. They can be applied at any time.