Introduction of Buy Now and Pay Later services has made shopping very easy nowadays. This credit purchase has enabled several individuals who may not have been able to purchase expensive properties at once, to pay by installment and acquire such items. Let’s learn ‘Does Big Lots take Afterpay?’.
There exist different forms of Buy Now and Pay Later Services, they include; Afterpay, Zip, PayPal, Sezzle, Klarna and Affirm. Several shopping companies have partnered with these modern financial companies to maximize profits and assist individuals, of which Big Lots shopping companies are not excluded. Therefore, we want to know whether Big Lots take Afterpay Services.
Big Lots shopping company does not accept Afterpay, but takes other Buy Now and Pay Later services like Zip. The reason could be that they are yet to partner with Afterpay or that they do not agree to each other terms and conditions of a business. However, Big Lots takes Zip that is they have partnered with Zip Buy Now and Pay Service. If you are interested in shopping at Big Lots, you may wonder, how does it work with credit purchase with Zip works. Below are important tips that will interest you.
Important guides to using Zip at Big Lots
Step 1: Download the Zip app online with your smartphone.
Step 2: After you must have downloaded the Zip app, type in Big Lots in the search area in the app.
Step 3: Select your favorite products and add them to the cart. Afterward, click on pay with Zip at checkout.
Step 4: At this stage, you are almost ready to take your new property home. You will start your payment will be divided into four-installment parts for over six weeks. Then you will be required to pay a 25% upfront payment of the total price of the product you are buying.
This will be done using your linked credit or debit card. The next action is that the remaining payment will be divided into three installments, which will be expected to be paid bi-weekly over six weeks.
Step 5: You are free to go with your product. It will interest you to know that Zip does not charge any interest if you make your full payment in and timely.
Available commodities and products at Big Lots
At Big Lots, there are several collections of products that will attract you to go shopping there. The products are arranged into different shop departments. Such products are of great quality, with the Zip app you can get these products and make gradual payment.
They include the following: Clothing, footwear, and accessories department, Beauty and personal care department, Health and wellness department, Pet supplies departments, Kids department, Electronics department, Back to the school department, Cold weather shop department, Gift shop department, Brand shop department, Holiday and celebrations department, New arrival department, Mattresses department, Home décor department, Grocery department, Toys department, Kitchen and utensils department, Valentine’s day department, Christmas shop department, Furniture department, Fall décor department, Featured department and many more departments.
Bottom line
Advancement in technology has greatly made life easier. With just your smartphone you can relax at your home and order products online, thereby reducing the stress of going to market to select products and commodities we need. Modernization in terms of online payment and marketing reduces the risk of losing money to thieves. Wisdom and knowledge are required in the use of this credit purchase for you not to spend extravagantly or run into serious debt.
Frequently Asked Questions (FAQs)
What does it involve to use Zip in purchasing at Big Lots?
It requires a smartphone, a Zip app, easy registration, an initial payment of $25, and paying bi-weekly for 6 weeks.
Are there consequences if I do not meet up with the payment plan with Zip?
Yes, you will be charged to pay interest if you did not meet up with the payment plan. Their interest varies based on your location and it is between $5 to $10.
What are the advantages of buying on credit with Big Lots using the Zip app?
The advantages include; your payment will be divided into four parts enabling you to acquire an expensive product. Also, the process is very simple and will enable you to manage your cash flow by putting your money to good use.
What are the bad consequences associated with credit purchase?
The major consequence of credit buying is that it encourages overspending, and sometimes conditions might change making you unable to meet the payment plan. Thus, you may incur heavy interest. Credit buying might come with fixed charges, which are usually not explained to customers, such fees might be added to your monthly payments that will cost you much and you may feel regret and wished to have bought them without going for credit buying.
