Southwest Airlines Co. is a leader in the global low-cost airlines business. Affirm is a financial technology brand that allows users to pay for buying goods and services and pay in installments, usually extending to after the purchase. Does Southwest Airlines Accept Affirm as a payment method for its services? There’s only one way to find out and we’ve researched to help you find out.
Southwest offers a couple of payment plans and that includes Affirm. You can use Affirm at Southwest Airlines when you book your ticket with Alternative Airlines. Alternative Airlines is a platform that helps passengers get the best travel deals. You can choose the Affirm payment method at checkout.
How to Book Southwest Ticket with Affirm?
You can book your Southwest Airlines ticket with Affirm through Alternative Airlines in the following steps:
Search for the flight
On the Alternatives Airlines platform, use the ‘search flight’ tab to search by entering the destination you want to travel to, including the dates and the number of persons traveling.
- Choose the United States Dollar (USD) as your payment currency. If you wish, you can change your currency of choice by clicking the ‘currency’ tab.
- Enter passenger details.
- In the available payment methods, choose Affirm.
- Click ‘Continue to Payment’.
- Click the white-colored, blue encircle ‘I’ on the same line with the Affirm logo. This will show you if you are eligible for Affirm and the amount you would need to pay back each month.
- Click on ‘secure payment’.
- Follow the prompts to answer the personal questions that follow. The details you provide here will determine whether you are granted the Affirm payment plan.
- Click on ‘Continue’ to know the status of your loan application with Affirm.
- Successful customers will be able to choose the payment plan they prefer.
How Affirm Works?
An Affirm payment plan is like the digital version of a credit card. Affirm users can finance their travels for up to $15,000. As a qualified user, you can load this money into your Affirm virtual card and use it from there. Upon a successful application for Affirm financing, you will see the payment you will be required to pay on a bi-weekly or monthly basis till the amount you own is complete. Applying for Affirm is quick and easy and a credit check will be carried out as part of your application consideration process.
How to Repay Affirm Loan?
You can pay back your Affirm loan in these steps:
- Open your affirm account on your device.
- Input your cell number for a PIN to be sent to your phone.
- Enter your PIN accordingly.
- Click ‘Sign in’.
- You can now see the payments you need to make and select the one for which you are paying
Note: you have the option of setting your payments to be deducted automatically.
How Long Do I Have to Make My Affirm Payment?
Alternative airlines afford US passengers the chance to use Affirm to pay for their trips without interest for 3 to 18 months. for smaller amounts, the traveler would repay on a bi-weekly or monthly basis till the full payment is made. An amount totaling up to $500 can repay it in a three or six-month period. Amounts over $500 can pay back in as long as 18 months. Note that there are different payment options within these windows and travelers can always repay their balance before the expiration of the payment window. Also, you may need to pay a percentage of the total amount at the point of booking your ticket.
Who Can Use Affirm As a Payment Plan?
Affirm payment plan is only accessible by citizens of the United States (except Iowa and West Virginia) who:
- Have a valid U.S phone number
- Have a VoIP number
- Have a U.S home address
- Have attained the age of majority, which is 18 years in most states and 19 years in Alabama and Nebraska.
Conclusion
Southwest Airlines does not accept Affirm directly. Customers can only use the airline when they book their Southwest tickets through Alternative Airlines, a platform for the best airline deals in the United States. That way, the passengers can spread the payment of their flight cost to several months.
Frequently Asked Questions
How safe is Affirm?
Affirm works with the fin-tech industry’s standard security measures. For example, they deal with user data with cryptographic protocols and AES 128 storage systems. These ensure that user data is securely stored.
How does Affirm check my credit score?
To determine your eligibility for Affirms financing, they use a soft credit check that doesn’t affect your credit score.
Is there a limit to the number of Affirm applications to make?
Affirm does not evaluate customers’ requests with their application history in view. They consider applications on an individual basis. That you couldn’t get Affirm financing the last time does not mean that you will not get approval the next time and vice-versa.
