Introduction
An important step to take before patronizing any company is to know their payment methods. There are various payment options. Today, we will be diving into the acceptable payment methods of IKEA. Also, we will know Does IKEA Accept Checks?
What Is IKEA?
IKEA provides a distinct range of useful and well-designed products of home furnishing at affordable prices to ensure that it is easily accessible and affordable for everyone.
IKEA was established to make life easier for people. According to the vision statement of IKEA that says “To create a better everyday life for the many people.” Their services are based and developed on this concept and core virtue.
Products manufactured under IKEA are designed to cover the daily needs of people. Their prices cost less for good quality. These products are also appealing, functional, and long-lasting.
The company believes durable products should be made available to the majority, rather than being treated as luxuries.
A better society begins with a better home. This belief allows the home furnishings company to maintain a long-term existence in a business that is always evolving. IKEA focuses on a “living at home” value that allows it to bridge borders, sell to a wide variety of age groups, and engage in a wide range of marketing efforts all tied back to one primary topic.
IKEA is a household name that provides durable and affordable services to its customers. Their service is accessible and affordable, allowing consumers to make stress-free purchases.
There are various ways to pay for purchased items from IKEA ranging from cash to credit and debit cards.
Payment Options For IKEA
As seen by its current payment options, IKEA is a modern brand that seeks to provide modern services. Payment can be made either on their online store or walk-in store. Apart from cash, major credit and debit card networks are accepted at IKEA stores online. These include VISA, VISA Electron, MasterCard, Maestro, Delta, and American Express.
IKEA Gift Cards also have a unique code and a four-digit PIN that may be used to make purchases both online and in-store. IKEA Home Cards are only accepted in walk-in stores.
Customers are urged to adopt quick payment options such as Apple Pay and Android Pay, which are linked to smartphones and watches.
The IKEA financial services loan has been added to IKEA’s financing options. This deferred payment option is available for smaller sums and can be used over a longer period of time.
IKEA offers a financial services loan on purchases ranging from £99 to £15,000. Repayments can be spread out over a three-month to four-year period.
The deferred payment plan does not charge interest. This means if you pay for the deferred purchase you made within the specified time given, you won’t have to pay any interest.
IKEA’s new financial services loan is accessible in smaller amounts and also for a longer time duration. It works similarly on PayPal credit or Klarna, allowing users to borrow a small amount and repay in a few months.
If you’re buying something more expensive, you can borrow more and spread the cost out over a longer period of time.
The fact that the loan is interest-free is a huge plus. As a result, you won’t have to pay any interest as long as you keep up with your payments and pay off your goods within the specified time frame.
The financing is conditional on its availability. As a result, there is no guarantee that the loan will be available when you need it or that you’ll get the money you want.
It is mandatory to note that when you submit your application, you will be subjected to a comprehensive credit check. Your credit report will reflect this. Although, this might risk hurting your credit score if your application is denied.
Before applying, you can apply for a 0% purchases card to determine whether you are eligible. This may reduce the likelihood of your application being denied, thereby protecting your credit score.
Can I Pay In IKEA With Checks?
No. IKEA does not accept checks. You can only pay with cash in all IKEA walk-in stores. Only local currencies are accepted.
Checks are not accepted. This is due to the enormous banking bills they come with. Also, note that paying with cash applies to only IKEA walk-in stores and not their online stores. For their online stores, they accept all major credit and debit cards available including VISA, VISA Electron, Klarna, MasterCard, American Express, etc. They also accept E-wallets, IKEA Gift Cards, Apple Pay, and PayPal payments.
FAQs
Does IKEA accept checks?
No. You can make your payments with cash, debit, or credit card.
If I can’t pay with cash, what payment methods can I use?
You can only use cash for payment in IKEA walk-in stores. The online store accepts credit cards, debit cards, gift cards. You can also pay through mobile payment applications.
Does IKEA have an online app?
Yes. The IKEA store app is available on both Android and iOS devices. It gives a wonderful shopping experience to its customers.
