Payment Methods Accepted at Ikea

Payment Methods Accepted at Ikea

IKEA is a multinational company that deals in the designing and manufacturing of ready assemble furniture, home accessories, kitchenware and appliances, and many more goods. Situated in the Netherlands, Ikea has gained world recognition for its unique and contemporary designs for diverse types of furniture and home appliances. The growth of Ikea has seen it owning and operating about 422 stores in about 50 countries. Let’s know about the Payment Methods Accepted at Ikea.

Ikea does accept Apple Pay and Google Pay but they do not accept After Pay, Zip, and Klarna as forms of payment for purchases of items. IKEA has other forms of payment options for store and online payments. IKEA accepts the PayPal payment method for online purchases only.

Payment Methods Accepted at Ikea

For in-store payments, they accept the following: major credit cards such as Visa, MasterCard, Visa electron, American Express, and Maestro. Contactless payments accepted are Apple Pay, Google Pay, and cash payments.

Forms of payments accepted when shopping online and the IKEA mobile app for IKEA products include Visa, MasterCard, Visa electron, American Express, Maestro, PayPal, Apple Pay, google pay, IKEA gift cards, and the IKEA financial services.

How to Pay Using PayPal at IKEA?

IKEA accepts PayPal payment methods online or on the app. For payments using PayPal, you need a PayPal account where you have linked your debit, credit cards, or bank account to your PayPal account. Here is how you can pay using PayPal:

  • Log in to or the app if you have an account or create an account if you are a new user.
  • Shop and fill your cart with items you want to purchase.
  • During checkout select PayPal as your preferred payment method.
  • Log in to your PayPal account.
  • Choose the method you want to pay with (bank account, credit card, or debit card).
  • Select pay and your payment will be processed.

How to Pay Using Google Pay at IKEA?

IKEA does accept payments of merchandise via google in their stores and online.

For one to use google pay they have to ensure that they have created an account and have linked their preferred method of payments i.e. credit card, debit card, or bank account to the google pay account to facilitate payments.

 To pay using google pay in stores, at the checkout counter you will hold your phone near the NFC reader, enter your pin or scan your finger and pay. 

To pay for items online or using the IKEA app, after selecting your items during checkout select google pay as your payment method. Enter your password or pin and complete the transaction.

How to Pay Using Apple Pay at IKEA?

IKEA accepts the Apple Pay payment method for the purchase of their merchandise in stores, online, and on the IKEA app.

First, one has to ensure that they have installed the Apple Wallet app on their IOS device. For one to use apple pay, one is required to add a payment method such as a credit card, debit card, or bank account to the apple pay account.

To pay for the purchased items using Apple pay in stores, at the checkout counter launch the apple pay app and double-tap the side button on your device, and place it near the Apple pay reader. This will launch all your added payment methods and you will select the preferred method. After selecting you will confirm your payment and then pay.

 To pay online or the app during checkout, you will select apple pay as your preferred payment method. Select the added payment method you want to use and confirm your payment and your bill will be paid.

Does IKEA offer Payment Plans for the purchase of their merchandise?

Yes, IKEA offers to finance for the purchase of their products through the IKEA financial service but the service is only offered in the U.K. This financial service is a loan that is available at lower amounts and has flexible payment plans. The financial loan is interest-free and is available for purchases from the amount of £ 99 to £ 150,000. The repayment period is spread across periods and one can repay from 3 months to 4 years. Customers get to choose their repayment period without being charged interest fees.

This finance service is available for all IKEA products. One can also include their delivery option and/or if they want kitchen installation services.

IKEA has different forms of payment plans that differ from country to country.


IKEA accepts apple pay and googles pay in stores, online, and their app. PayPal payment method is only accepted online and on the app. IKEA does not accept Afterpay payment methods at their store or online for the purchase of their merchandise. 

Frequently Asked Questions

  1. What are the eligibility criteria for one to access IKEA financial service?

To qualify for the IKEA financial service, you need to be 18 years and above, provide a valid driving license, and a valid home address. This service is accessible to U.K residents only since Ikano Bank offers the credit. 

  1. Does IKEA accept other short-term financing services?

IKEA does not accept the buy now pay later services and platforms in the United States, Europe, and Australia. The platforms include; After Pay, Klarna, Quad pay, and many more.

Payment Methods Accepted at Ikea

Leave a Reply

Your email address will not be published. Required fields are marked *

Scroll to top