You already know that since the pandemic came into advent, online payment platforms have become quite prevalent! However, what has also become common along with them, is the Buy Now Pay Later platforms like Afterpay. When it comes to shopping, most people indulge in impulsive shopping and buying, and thus, Buy Now Pay Later is seen as a holy grail for such people! Afterpay also proves to be the best option for people who want to shop well within their budget and save their hard-earned money. After all, there’s no harm in purchasing essentials! And what better place to buy your essentials from other than Costco? So now, without further ado, let’s address your query regarding whether Costco takes Afterpay or not.
As of the present year 2022, Costco does not take Afterpay as a payment method as it does not believe in the Buy Now Pay Later services. However, some modes of payment that you can make use of at a Costco store are cash payment, Visa card, online payment through platforms like Apple Pay, Samsung Pay, and Google Pay, personal checks from Costco members, business checks, EBT cards, debit or ATM card, Costco cards, traveler’s checks, and gift cards!
Buy Now Pay Later Form of Payment at Costco: If not Afterpay, Then What?
Sadly, when it comes to the payment methods at Costco stores or online, they do not accept payment via Afterpay. However, does this mean that you can make no use of any Buy Now Pay Later platform? Let us have a look at this query. Fortunately, although Afterpay is not acceptable at Costco, it does not mean that the store despises all Buy Now Pay Later platforms. At Costco, you can get your hands on payment via Zip! With this, you can make your payments in 4 installments, spanned out over 6 weeks, meaning that at all four intervals, you will only have to pay 25% of the total cost of the product! What seems even more beneficial is that the app sends early reminders so you don’t skip your payments.
Zip: Procedure for In-store and Online Payments
Now that you are aware that Afterpay is not acceptable but Zip is, you might be pondering over the procedure for payment using the same! However, it is time to step away from your clouds of doubt and look at what the process entails.
- Online Payment via Zip: The first step in using the Zip app is to download it and make an account. Now, connect your account to your credit card, debit card, or bank account. For online payment, all you have to do is open the app, select the store you wish to shop from, and seek the products you want to purchase. Once you are done, select the items and confirm the amount that is to be paid. The payment will automatically be divided by 4 and the app will let you know the amount you have to pay on the spot. Now, click on ‘complete payment’ and the said amount will be paid to the store!
- In-store Payment via Zip: When it comes to making your payment via Zip in any Costco store, make sure you have the app and your account logged in. At the cash counter, you will be asked the method of your payment and this is where Zip will come to the rescue! To make the payment, open the Zip app and enter the total price of your purchase. Once you confirm the amount, Zip will create a virtual card for you. Now, you can add this virtual card to your Google Pay account or Apple wallet. Now, pay with either of the two options to make your payment, which will be 25% of the total amount!
Other Payment Options at Costco
So, by now you know that Costco does not accept Afterpay, or any Buy Now Pay Later form of payment for that matter. Thus, it is time to look at the other forms of payment that are accepted by Costco, be it for in-store shopping or online.
- In-Store Payment Options at Costco: When it comes to the payment options that you can get your hands on while shopping at a Costco store, you must know that the store accepts payments via cash, Visa cards, debit or ATM cards, business checks, personal checks from Costco members, Samsung Pay, Apple Pay, Google Pay, EBT cards, traveler’s checks, gift cards, and Costco cards!
- Online Payment Options at Costco: It is no doubt that if your nearest Costco store stands a few miles away, you might consider going for online shopping since everything is delivered to the doorstep. So, for those who usually go online shopping, you must know the forms of payment acceptable at Costco. Here, payment is accepted via cash, Mastercard, Visa cards, debit or ATM cards, or Costco shop cards!
Conclusion
It is quite sad that Costco does not take payments via Afterpay. However, Afterpay is not the only Buy Now Pay Later option that you should cling to! Costco accepts payments via other BNPL platforms like Zip. To fully make use of payments via Zip, make sure to go through the above-mentioned information judiciously! Besides this, Costco also takes payment via other methods like cash, debit or ATM cards, gift cards, visa cards, and the like!
Frequently Asked Questions:
- In how many installments can I make my payment via Zip?
You can make your payment in 4 installments, spanned over 4-6 weeks.
- Can I pay at Costco using personal checks?
Only if you are a Costco member.
