Apple products are famous for their well-sophisticated design and easy user experience. With the latest technologies and innovations, Apple retails its product every year with great efforts that reach the expectations of its users. Let’s know ‘Does Apple Have Payment Plans?’
Apple is an American multinational company specializing in phones and other gadgets. It is one of the most valuable companies in the whole world. With Tim Cook as the CEO, Apple is famously known for its iPhones, used worldwide by most people.
Does Apple Have Payment Plans?
Yes, Apple has payment plans. Apple payment plan allows people to buy their apple product of choice and pay for it later in small amounts. This makes it easier for the users to purchase an Apple product as they are more expensive than the normal electronic products available in the market.
How Does Apple Payment Plans Work?
Apple payment plans are simple. Anyone who would like to purchase an apple product can choose from the monthly installment plans provided. You can choose to pay using low monthly installments using EMI. Apple also has no cost EMI plans for 12 months where you do not have to pay any interest. By choosing the 12 Month installment plan, you can pay just the cost of the phone over 12 months. If you already own an iPhone, you can exchange your current one and get instant credit on the new Apple product you are purchasing.
Apple Card Monthly Installments
Apple Card is a method you can use to buy an Apple product on installment. It is just like using a credit card, but you can only use it to buy an Apple product. It is easy to use and user-friendly and can be managed through your iPhone.
To view your Apple Card Monthly installment:
- Open the wallet app and choose your apple card.
- Tap the more button.
- Choose the Monthly Installments option and choose the plan you prefer to view.
How To Pay Monthly Installments Using Apple Card?
When buying an Apple product using the Apple Card, you are supposed to pay a minimum payment each month; this minimum payment is valued as your monthly payment and gets reduced from the total amount.
Can You Pay Extra Amount on Your Apple Card Monthly Installment?
You have to pay your entire Apple Card balance before you can make any additional payment. After paying the whole amount, you can choose the Pay Early option to make any extra payments. Using the Pay Early option, the additional payment is applied to the outstanding amount you have if you have multiple installments.
How To Pay Early Using the Apple Card?
To pay early using your Apple Card:
- Open the wallet app and choose your apple card.
- Tap the More button.
- Tap Monthly installment to see your balance.
- Tay Pay Early and choose Continue.
- Choose an amount to pay and choose the Pay now or Pay later option according to your convenience.
- Follow the instructions on the screen.
What Do You Need to Purchase an Apple Product Using an Apple Card?
To buy an apple product using an apple card, all you need is an apple card account with enough credit to cover the cost of your new Apple product.
It is also advised to make sure your current device has an iOS or iPadOS or macOS to make the most out of the wallet app. You can only see your installment details and total balance if your device is on iOS 13.1 or later.
Other Ways to Purchase an Apple Product on Payment Plan
If you do not have an Apple card to buy a product on a payment plan, do not worry, as Apple allows payment plans using credit and debit cards.
The eligibility includes having the valid U.S issued personal, small business, corporate/commercial credit, or debit card. However, Apple does not accept prepaid cards for payment plans, so make sure your card is not prepaid. Make sure to read the terms and conditions before you apply for the Apple Payment Plans.
What Products Can You Buy Using Apple Payment Plan?
The availability of products you can purchase using an apple payment plan depends on the terms and conditions. While some products are only available in-store, others you can purchase online. You can purchase all Apple products using the payment plan.
Conclusion
Apple products can be a bit more expensive than the normal electronics available. But if you are looking to buy an Apple product but find the price too much to pay in a single go, Apple payment plans are your answer. Apple payment plans are convenient for people who plan on purchasing an Apple product on term and without interest. It is convenient and easy to manage using the wallet app. Using the payment plan, your Apple experience is more fun and easier than ever, as Apple has the right plan for everyone to choose from.
