The smartphone industry is ruling the markets right now. The more advanced the technology, the more delicate the product is. Every Week a new smartphone model is launched, with extra features and expertise. Thus, it has become imperative to protect our devices by getting them insured. Losing or damaging a smartphone is quite a frustrating experience. Let’s see how to minimize that. In this article, we will see about O2 Phone Insurance Review.
Nowadays several mobile phone companies are providing insurance on their smartphones, O2 mobiles are no exception. If you are the owner of an o2 smartphone and want to know about its insurance details, then this article is for you. O2 comes with an O2 Insure, an insurance plan for its users. This helps the customers to keep their devices safe from loss, theft, or any damage. They even provide insurance anywhere in the world, while you are traveling. Even if you lose your phone in some country, O2 will make sure it delivers you a new phone as a replacement.
Coverage Types by O2 Insure – O2 Phone Insurance Review
O2 offers its customers an insurance cover of two types – Damage Cover and Full Cover.
Damage Cover
Did you just accidentally drop your phone and damage it? Or was it damaged in an accident? Then don’t worry. The Damage Cover Plan will handle any damages on your phone, done accidentally. However, you must note that it does not cover theft or loss of your smartphone. It covers the following:
- The damaged device will either get fully repaired or replaced, depending on its damaged condition.
- This plan is applicable anywhere around the world.
- It will repair or replace the accessories at a cost of up to 300 UK Pounds.
- If your device is faulty, the company will replace it.
Full Cover
The Full cover plan offers complete insurance for your smartphone, which includes any damage, theft, or even loss. It is surely more extensive when it comes to insurance coverage. It covers the following:
- If the device is lost or stolen, the company will replace it, anywhere in the world.
- If the device is damaged, the company will repair or replace it.
- If the device is faulty, the company will replace it.
- It will pay for loss or damaged accessories for up to 300 UK Pounds.
The Full Coverage Plan offers more benefits and protection than the Damage Cover Plan. Rest, the choice is yours!
Non-Coverage of O2 Insurance – O2 Phone Insurance Review
All the insurance companies always boast about what they cover and provide. There are hardly any companies that tell in detail about what they don’t cover. Let’s have a look here at points that are not covered by the company:
- Any malfunction caused by someone
- Any damage due to downloading of unauthorized software
- Any attack of the virus
- You need to prove if the theft was not a forced one
- Any defect that is caused due to any app
- Loss of data or personal information is not insured
You must make sure that the device was not man-handled by you or anyone. Those kinds of breakages are not covered under insurance.
Price of O2 Insurance – O2 Phone Insurance Review
Every smartphone insurance is dependent on the type of device, its make, built, features, etc. O2 insurance lets you choose any of the following insurance plans:
- Monthly : 3-9 UK Pounds for Damage Cover Plan and 6-15 UK Dollars for Full Coverage Plan
- Standard: 10-60 UK Pounds for Damage Cover and the same amount for Full Coverage Plan
- Next-Day Exchange Excess: 25-90 UK Pounds for Damage Cover and the same amount for Full Coverage Plan
These prices are very reasonable and affordable. Moreover, it’s a guarantee that your device is safe and secured. You can use it with all your heart, without any pressure on your mind. Just be careful to not mishandle it. What more can one ask for?
Conclusion
Mobile phones these days cost a fortune and it pains to see them getting damaged, stolen, or lost. But, O2 offers its clients great insurance and lets them lead a carefree life. It is highly recommended to buy O2’s insurance plan as it offers the best in terms of coverage.
FAQs
Q1. Can I cancel my O2 insurance plan if I am unhappy with it?
Yes, you can cancel the insurance plan within 14 days if you are not happy with the device. The full amount gets refunded if informed within these 14 days.
Q2. When does my Insurance Cover begin?
The date at which your insurance begins is the date mentioned in your welcome letter.
Q3. What is the replacement time for the phone?
It depends on what insurance plan you have opted for. For the Standard Plan, it takes 3-5 days to deliver the new phone.
Q4. Is the claim process smooth?
Yes, the claim process of O2 insurance is very smooth, but just a bit lengthy. It is advised to decide within the first 14 days.
