DMV is also referred to as The Department of Motor Vehicles which is a governmental agency or association where the citizens of the state or the country get their vehicles administered. Here the drivers of the vehicles get themselves official driving licenses and also get official government-registered number plates for their vehicles. The largest and the first Department of Motor Vehicles in America is located in California, the department was established in the year 1915. The Department of Motor Vehicles is generally administered by the central government that is the Government of America. In America, there is no official identification card so you are needed to use your driver’s license as your ultimate photo identification card. Let us know ‘Does DMV Accept Prepaid Cards?’.
Does DMV Accept Prepaid Cards?
In this article, we will discuss whether the Department of Motor Vehicles or DMV accepts prepaid cards or not here in America. Each of the DMV follows the basic rules and regulations as specified by the Government of America and some are the laws of the state. In America, the first states who ordered their drivers to have a driving license are Missouri and Massachusetts and this has been since 1903. The answer to the question asked about the topic is still in a dilemma as there is no proven evidence regarding whether the prepaid cards are accepted by all the DMV offices or not, but it can be sure that the DMV Office of Davis, a city located in the state of California in the United States of America accepts prepaid cards since 30th September 2020 while others accept only Visa, MasterCard, American Express credit cards.
What do you mean by prepaid cards or prepaid debit cards mentioned?
Prepaid debit cards or prepaid cards are those types of debit cards where an amount is stored as a value in the card and when you make any payment for anything the money will be deducted from the saved amount. These cards don’t require any PIN. You can also retrieve the cash from the card by putting it inside the ATM and dialing the card number. The card will be functionless or will not operate if there is no balance in them.
Payment options accepted in the DMV offices-
- They accept cards that do not require any pin most probably referred to as gift cards.
- Cash
- Money cheques, bank cheques, and money orders are posted to the address of the Commissioner of Motor Vehicles.
If paid through prepaid cards does the Department of Motor Vehicles ask for any transaction fees?
Yes, the DMV will take about 2% to 3% as the transaction fees add to the money taken for making your driving license and for your vehicle’s number plate.
The best types of prepaid cards available in and are in regular use here in America-
- The PayPal Prepaid MasterCard- this card is acceptable in all the states and stores in America. They charge a monthly maintenance fee from the customers. You don’t need to have a PayPal account to operate your card. The money deposited for this card can be done through the internet or by depositing it directly to the bank. Through this card, you can pay virtually as well as in person.
- Bluebird by American Express- there is no charge for opening your account through online mode but will need to deposit $ 5 as the charges when paying through the in-person method in stores. There is no monthly or yearly maintenance fee for the holder of this prepaid card. The maximum amount of money you can keep in your account is $ 100000.
- American Express Serve Cash Back Prepaid Card– to open an account with this card they will charge $ 3.95 if you do it in any retail shop and no charges if it is done online. The monthly fee charged for having an account is $ 7.95 exception is for the residents of New York, Texas, and Vermont. The maximum amount you can keep as a balance is $ 100000. The reloading fees are $ 3.95. The card charges fees of $ 2.50 along with the ATM charges for each withdrawal of money from the ATM.
- American Express Serve Free Reloads Prepaid Card- to open an account with this card in any of the retailers or the departmental store they will charge $ 3.95 and no charges if done through online mode. No cash reload fees. The monthly fee for the card is $ 6.95 which is applicable in all the states of the United States of America except for the residents of New York, Texas, and Vermont. The card will charge $ 2.50 for every withdrawal of money from the ATM.
Driving license charges taken by the Department of Motor Vehicles here in America are-
- To make a first-time driving license can be used as an identification certificate you need to pay a charge of $ 47 with an interval of 8 years.
- For an identification card for a non-driver citizen, the charges are $ 20 with an interval of 8 years.
- To make an identification card for non-driver senior citizens, who age is 65 years and above there, homeless residents, or ex-criminals who released from jail for more than six months get this card free of charge.
- For endorsement or putting the nameplate on your motorcycle, you need to pay $ 20
- For a commercial vehicle driver’s license for the first time and renewal of your license, you need to pay $ 117.
To conclude, the above-mentioned information regarding whether the DMV or the Department of Motor Vehicles accepts prepaid cards or not is thoroughly explained, and also explained some of the most popular prepaid cards that are applicable while paying the endorsing or the driving license fees for your motor vehicles. A driver’s license is the only identification card available here in America is recommended to carry your driving license wherever you go and for safety precautions keep a duplicate driving or non-driving license for only $ 20 from your nearest DMV.
