Can I load my Chime Card at Walmart? All you Need to Know

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Chime, the financial technology company, offers chime debit cards when customers open their chime spending accounts. The Bancorp Bank or Stride Bank, N.A.; Members FDIC are its banking service partners. Since chime has made financial services a lot more easy through its online services, many customers are getting attracted to make their chime spending account. Read more Can I load my Chime Card at Walmart?

If you are already using chime, then you must be curious about questions like where you deposit your money into your chime account, or how you use its direct deposit feature, etc.

So in this article, you’ll get to know about loading the chime card at stores like Walmart and whether they charge some depositing fees, and other questions. So, keep reading. 

What is a chime card?

Chime debit card is similar to traditional debit cards in terms of their services, but there are no monthly fees of maintenance or foreign transaction fees on chime debit cards.

Almost 90,000 retail locations across the U.S. accept chime cards. CVS, 7-11, Walgreen are some of the retail stores that accept chime cards as a mode of payment.

Customers can go to the cashier and ask them to deposit the amount to your spending account. One can make three payments within 24 hours. The deposit limit can’t extend $1,000 within 24 hours and $10,000 within a month.

The procedure of uploading a chime card at Walmart

To add the chime card at Walmart, customers have to visit the nearest Walmart store near them. After reaching the Walmart center, one should go to the customer service desk or the Money center counter and ask for their help about adding the chime card to your account.

To add a chime card to your account, Walmart charges a fee of $3.74 for each chime card.

When will I see the loaded money in my account?

The money takes two hours to reflect in the account after depositing it. It takes the same time to reflect in one’s account, be it any deposit partner.

Customers can get updates and notifications about the availability of money in your account on your registered mobile number.

Through the chime, mobile app customers can know their account activity on the phone.

Depositing money into a chime card

Along with the 90,000 retail partners of chime, its users can add money through third-party money transfer service partners. These third-party deposit partners can influence the limits of deposits or other services like monthly deposit limits, transaction charges, etc.

Some of the retail deposit partners of chime are as follows.

• Walmart

• 7-Eleven

• Walgreens 

• Duane Reade

• Speedway

Dollar General

• Family Dollar


• Rite Aid

• Pilot Travel Centers (Pilot Flying J)

• Holiday Station Stores

• Circle K Stores

• GPM Investments

• Sheetz Incorp

• TA Operating LLC (Travel Centers of America)

• Royal Farms

• Cumberland Farms Corp

• Kwik Trip Inc

• Krause Gentle (Kum & Go)

Can you set up a direct deposit at the chime?

Yes, setting up a direct deposit to the chime account is possible, and there are two ways to do that. The first method is to do that via the chime app and fill the direct deposit form, while the second method is by the employer portal.

Account numbers and routing numbers are important while proceeding with direct deposit permission. These numbers are present on the chime app, under its setting section.

When you proceed to confirm direct deposit to your account with the help of the chime app, then first you have to go to the setting, then account information and then click on set up a direct deposit and select ‘get direct deposit form’. 

The direct deposit form is sent to the customer’s email ID, and the customer has to fill all the information in that pdf form and sign it.

In the amount, a customer has to fill anyone section from, pay my entire paycheck, deposit $__ (the amount) of my paycheck, or Deposit %– (number) of my paycheck.

In the authorization section, the employer or payer’s name has to be filled in.

After filling in the information and signing it, the customer needs to send the pdf to its employer or HR.

There’s one more way to do it; via the employer’s payment portal.

One can update the payment method by directly logging in to their payment provider portal.

Then, enter the information asked by the portal.

After filling in the amount you want to deposit save the details.

The last one should confirm all the details with their HR or manager or the concerned person with their payments before finalizing the details.

But, what is the benefit of direct deposit at chime?

When one unlocks the direct deposit feature, they get access to many useful services such as getting payments early, access to spot me feature, they become credit members of chime, etc.

Getting salaries early.

Customers get their salaries up to two days earlier than other traditional bank customers.

The SpotMe feature

The chime customers get an overdraft of up to $100 without any fees. All those chime members can enroll for this if their monthly direct deposit amount is more than $500.

Credit builder

The eligible customers get access to the chime credit card with which they can make automatic payments and build their credit scores.


Yes, chime cards can be loaded at Walmart, or in other words, customers can add money to their chime card at Walmart. However, there are depositing fees charged by Walmart to do so, Walmart charges $3.50-$4.95 depositing fees. These depositing fees depend on the third-party deposit partners. Chime has almost 90,000 deposit partners across the U.S., through which customers can deposit cash into their accounts.

Frequently Asked Questions (FAQs)

Q.1: is it possible to load a chime card at Walmart?

Yes, one can load money to their chime card at Walmart.

Q.2: what is the monthly deposit limit of chime?

You can add up to $10,000 to your Chime card per month, or it can also depend upon the third party you are using for depositing your money.

Q.3: when will I be able to see money in my chime account?

It takes two hours to reflect money into the chime account after making a deposit.

Q.4: how much does Walmart charge to deposit the chime card?

Walmart charges $3.50-$4.95 to deposit money into your chime card.

Can I load my Chime Card at Walmart? All you Need to Know

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