Enrolling and accessing any government scheme, requires your personal and financial information to be shared with the agencies and providers. Financial statements and credit reports are required and sometimes the eligibility factor for many government schemes. Let’s know about credit bureau does ID.me use!
ID.me is one such platform that helps people to share their digital identities with government agencies and healthcare departments. If individuals want to access their services online. ID.me is used by many government agencies to check their consumer’s information. So, “does ID.me require your financial details and reports?” Or “which credit bureau ID.me use?”
ID.me asks the individual to share their details with them, to access their services. It doesn’t ask for the credit report of the individual but you have to share your credit card details. But it is advisable to if you have frozen your credit bureau accounts, you should unfreeze your credit bureaus account. They check your provided information with many other authoritative agencies, to check its authenticity. Thus, credit bureau does ID.me use
Credit bureau
The credit bureau is an organization that collects and researches individuals’ credit information and provides it to the creditors. So, they can decide on granting credit and loans to the individual based on their credit reports and credit scores. Credit bureaus only provide information and decision-making power is in the hand of the creditor or lender.
There are mainly three major credit bureaus that work in the US: Experian, Equifax, and TransUnion. They provide their credit reports to individuals and agencies to make their financial decisions easy. So, individuals must keep track of their finances to keep their credit scores in good shape.
ID.me
ID.me formally known as TroopSwap and Troop ID was founded in 2010. It is an identity-identifying network that needs people to prove their legal identity online, which can be accessed by multiple government agencies and health providers. They provide exclusive membership to a military member, first responders, students, teachers, and nurses. The users also use their digital credentials to access healthcare logins, government services, and amazing discounts from the most popular retail brands.
ID.me prevents identity theft and provides government agencies and healthcare providers to identify the authenticity of the individual while using their services.
Documents required to sign up for ID.me
You can sign up easily on ID.me with the required documents mentioned below. But if your identity verification gets unsuccessful, ID.me also provides virtual In-person identity proofing on their website, to check the information of every individual carefully. To complete your profile, you require basic information of the individual like first and last name, birth date, mobile number, email, residence address, social security number, and primary document and secondary documents.
Primary Documents consist:
- The U.S or Canadian driver’s license
- U.S passport or passport card
- Federal or State ID
- Permanent resident card
- Military ID
- Foreign passport with I-511
- Employment authorization card
Secondary Documents consist of:
- Credit card
- Health insurance card
- Social security card
- Birth certificate
- School ID with photo
- Voter registration card
- Temporary resident card
The individual should keep a check that the submitted documents should not be 90 days older and expired. After successful completion of virtual proofing, you can track your application. You even received the mail if due to some reasons your application gets rejected with the reason of rejection.
Conclusion
ID.me is a good platform for sharing your digital identity if you want to use the online service of any administrative authority and healthcare facility. ID.me may doesn’t require your credit reports but it’s advisable to keep them in good shape and keep track of your account. As government agencies and healthcare providers sometimes do require financial reports. So, keeping your credit reports in good shape with the credit bureaus is wiser planning.
Frequently Asked Questions:
- Why does ID.me verification get rejected?
There are various reasons why your ID.me verification gets rejected. It mostly got rejected due to a mismatch in information you provided to them with authoritative information. You can opt for verifying identity on the video call option.
- Why should I sign up for ID.me?
You should sign up for ID.me if you are planning to use the online service of any government agency and healthcare provider. It made it easy to check your personal information online. They even provide good discounts and deals to the group members.
- Is ID.me safe?
ID.me prevents sensitive data sharing with every institution and organization. They are among one of three companies certified by the U.S. government.
- Can I report identity theft on ID.me?
Yes, with ID.me you can report your identity theft. You can visit their website help.id.me, select contact us. Under the Contact Us, opt for the dropdown menu option “I need help updating my account”. Under the other dropdown menu, you find the option of report identity theft option. Fill in the required information and their team will investigate the case properly.
