Macy’s, Inc is a popular chain of retail stores in the United States that deals primarily in cosmetics, branded clothes, accessories, and other beautification products for men, women, and children. It also offers furniture, décor, home furnishing, and beautification products to its customers. Let’s know ‘Does Macy’s Accept Checks?’
At a Macy’s retail store, a customer can make payments for their purchases by cheque, cash, or credit or debit cards. Personal checks are acceptable at Macy’s and customers may use personal checks issued by any recognized bank to make their desired purchases.
To counter the use of fraudulent personal checks for buying items in stores, Macy’s runs anti-fraud checks on a personal check offered by the customer to ensure the authenticity of the payment. The check is scanned and into the system for future reference. The customer has to also provide a valid form of photo identification issued by the state government before making the payment.
Besides checks, Macy’s accepts other payment methods some of which were mentioned above such as making payments through any valid e-wallet platform such as Google Pay, PayPal, or Apple Pay among many others. The purpose of this article is to inform the reader about alternative payment methods that are acceptable at a Macy’s Store and other retailers who accept checks when making purchases.
List of Payments Acceptable at a Macy’s Store
The following is a list of the ways by which a customer can buy items at a Macy’s store or by Macy’s online website or the mobile app:
- Macy’s American Express Card or Macy’s Cards: A Macy’s Card is acceptable only at Macy’s Stores or on Macy’s website. After linking the card with a bank account and a payment source, a customer can make payments with it. Macy’s American Express Card lets a customer access all the benefits as a regular Macy’s Card but with added perks.
- Macy’s Gift Cards and Third-Party Gift Cards: It is possible to use a Macy’s Gift Card at any Macy’s store or macy’s.com. It is also possible to use third-party gift cards such as E-Gift Cards and MasterCard, Visa, or American Express Gift Cards.
- Payments Made Through Digital Wallets: Macy’s accepts payments made through, Google Pay, Apple Pay, PayPal, and other major digital wallets. It should be noted that split payments done with Macy’s Gift Cards and PayPal or other digital wallets are not accepted.
- Buy Now Pay Later (BNPL) Payment Systems: Macy’s also supports payments done by BNPL methods. Klarna and Afterpay are accepted are Macy’s Stores and at macy’s.com.
Anti-Fraud System for Checks and How to Avoid Issues
At Macy’s, when a check is used for making a purchase, it is scanned for its routing number and the account number of the customer. They are used for verifying that the account from which the customer is making the payment is legitimate and that the account has sufficient balance for withdrawing the sum needed for making the payment.
The routing number and account number help identify the customer’s details along with account information. The cashier demands the ID issued by the state for verifying these details. Carrying an ID is helpful and sometimes it may help clear any confusion and misunderstanding.
A customer, should, if possible, use a check for whichever account has a sufficient balance because it can be troublesome to withdraw money from multiple accounts while making payments. It can also raise suspicion needlessly at times.
Alternatives to Macy’s
The United States has a multitude of department stores. If a customer does not find Macy’s to be their first choice, there are several alternatives to choose from which are quite similar to Macy’s in the services that they offer. Some of them are mentioned below:
- Target
- Gap
- J. C. Penney
- Nordstrom
- Sears
- Kohl
- TJ Maxx
They function much in the same way as any Macy’s Store and offer much of the same brands. Macy’s has a lot of competition in the industry and each of these franchises tries to offer the best services at the lowest prices to attract as many customers as possible.
Brands Available at Macy’s Stores
Some of the designers featured at Macy’s include but are not limited to
- ’47 Brand
- Adidas
- Dooney & Bourke
- Jordan
- Mitchell & Ness
- New Era
- Nike
- Stance
The full list of brands that Macy’s offers are on the official Macy’s website.
Conclusion
Macy’s offers a vast range of designer brands and services and it accepts many different modes of payment. While in recent times, there has been a surge in the popularity of using online payment methods, using checks, credit cards, or cash still very remain important methods of payment and will stick around for the foreseeable future.
FAQs
Q1. Can I use Macy’s Gift Cards online?
A1. All Macy’s stores and macy’s.com accept Macy’s Gift Cards for the duration of validity of the card.
Q2. Where can I apply for a Macy’s Credit Card?
A2. Macy’s Credit Cards can be issued at any Macy’s Backstage location.
