Victoria’s Secret is known for its lingerie, and many shoppers like to use their Victoria’s Secret credit card to get deals on bras, panties, and loungewear at the store itself. But do you know if you can use your Victoria’s Secret credit card at other stores?
Victoria’s Secret store credit cards are only valid in Victoria’s Secret stores and can only be used to make purchases in Victoria’s Secret stores. You may be able to use your Victoria’s Secret credit card at other locations—at least in some cases. To determine whether or not your card will work elsewhere (including online), contact customer service and ask if they allow their cards to be used elsewhere. (You can use this card at PINK & Bath and Body store)
Victoria’s Secret
Victoria’s Secret is an American retailer of women’s lingerie, nightwear and beauty products. It is wholly owned by L Brands Inc., whose brands also include Bath & Body Works. Victoria’s Secret was founded in 1977 by Roy Raymond, who sold it to Leslie Wexner in 1993 for $1 million; Wexner remains its chairman and CEO. Its headquarters are in Columbus, Ohio.
About Victoria’s Secret Store Credit Card
The Victoria’s Secret Store credit card is a store-only credit card that can only be used to make purchases in Victoria’s Secret and affiliated stores. It is not a co-branded credit card like some department store cards, which means it can’t be used anywhere else. Additionally, it cannot be used online or over the phone.
If you want to apply for a Victoria’s Secret Store credit card you will need to do so in person at your local store. There are still many reasons why getting a Victoria’s Secret Store credit card may make sense for you. First and foremost, if you make a lot of purchases on your current credit cards each month but don’t pay them off right away then getting a rewards program may help save money over time.
Rewards You’ll Get With Your Victoria’s Secret Store Credit Card
If you’re a frequent shopper at Victoria’s Secret, you might wish to apply for Victoria’s Secret store credit card. With these cards, you’ll get 2 percent back in rewards on purchases of $150 or more, and 1 percent back on all other purchases. However, with all store credit cards, it is important to know what you can and cannot use your rewards on.
How Much Do I Have to Spend with My Victoria’s Secret Store Credit Card to Earn Rewards?
There are two ways to get rewards with your Victoria’s Secret store credit card. First, you can earn points for every dollar you spend with Victoria’s Secret store credit card. Second, if you shop at Victoria’s Secret frequently enough, and make over $1,000 in purchases on your Victoria’s Secret store credit card in a year, then that qualifies as Platinum Status. With Platinum Status comes perks like bonus rewards.
Annual Fee for the Victoria’s Secret Store Credit Card
Yes, there is an annual fee for a Victoria’s Secret Store credit card. However, Victoria’s Secret does offer a credit card without an annual fee. To get approved for either one of these cards, you must be over 18 years old and have a minimum income of $1000 per month. Just remember that if you decide to go with their store card, you’ll have to use it frequently to receive any type of benefit.
How You Can Avoid Interest Charges With Your Victoria’s Secret Store Credit Card?
Victoria’s Secret uses a third-party vendor to provide credit services to its customers. Because of that, Victoria’s Secret store credit card users can’t avoid interest charges on their account balances. But if you are using your Victoria’s Secret credit card as an additional form of payment (not your primary method), and paying off your balance in full every month, then you should not accrue any interest charges.
Conclusion
Victoria’s Secret store credit cards are commonly used in both their in-store and online businesses, but they cannot be used anywhere else. However, some stores, such as Bath & Body Works, accept Victoria’s Secret store credit cards. The best approach to find out if your card will be accepted or not is to contact the store before making a purchase.
FAQ
Can I use my Victoria’s Secret card at Bath and Body Works?
Yes, Victoria’s Secret credit cards are exclusively used to purchase products from Victoria’s Secret stores and online too.
How to get a new Victoria’s Secret Credit Card?
If you like shopping at Victoria’s Secret, you might have wondered whether you can use your Victoria’s Secret credit card to shop elsewhere. If you need a new Victoria credit card for whatever reason, call their customer service department, and they can assist you.
How Much Does It Cost to Get a Victoria’s Secret Store, Credit Card?
Victoria’s Secret credit cards are store-specific, meaning you won’t be able to use them anywhere else. The card comes with a $3.50 annual fee, but if you spend $150 or more in one visit, it’s waived for that year.
