Foodland offers credit cardholders the opportunity to get back cash for certain purchases made at their local grocery store. If you’re not already part of this program, you may be wondering how it works and whether or not it’s worth joining. To answer your questions, we’ve got all the information you need about Foodland cashback here in one place so you can make an informed decision about whether or not to join this rewards program.
Top 10 facts about the Foodland card
Many people don’t know that you can earn cashback with a Foodland Card. We uncovered some amazing facts about this card, so here are 10 things you should know!
1. There are no points or rewards involved with your Foodland Card. It’s cashback—plain and simple.
2. Unlike other cards, you can only use it at stores in your area, so if you have a choice of which market to shop at, be sure to pick the Foodland card since some offer 4% cashback on all purchases!
3. If you choose to apply for a card (and we hope you do!), here are some fun extras to look forward to free product samples, exclusive offers, and discounts at local events.
4. The best part? As soon as you get your new Foodland Card (they arrive within three days!) simply swipe through when making each purchase – easy peasy!
5. Yes, there is a minimum threshold before any cashback will be awarded – but it’s relatively low compared to similar programs out there…only $250 per year ($1 per week).
6. Another great fact is that there aren’t many limitations on how you redeem your reward. You could choose to save up for a special item, or treat yourself weekly or monthly instead by using them as cash off of your total bill whenever you want!
7. Like all credit cards, if you miss payments then your privileges could be revoked and you might lose access to credit completely; however the company policy allows you a fair bit of leeway in granting another chance (since they believe that being loyal to one particular food store shouldn’t prevent anyone from accessing essential groceries).
8. All purchases count towards earning rewards regardless of whether they were made at a Foodland Shop, PayPass terminal or online.
9. Your cashback award must be redeemed within 12 months of earning it – after that time has passed you won’t receive payment. For example, if you earned an award on January 23rd, 2017, and didn’t claim it until February 26th, 2018 – then unfortunately we wouldn’t pay out since more than 12 months had elapsed. Thankfully it doesn’t take long to earn your first $50 in cash – because once you hit $50 we’ll send your payment straight away!
10. Finally, did you know they even accept Foodland Cards as payment for debts like tax bills and loan repayments? Just make sure that you mail over your card along with proof of application such as a brochure or flyer. These are just some of our top tips when it comes to knowing what makes your loyalty program different from others.
The next time you buy groceries, ask around to see if there’s anyone else who also owns a Foodland Card!
- Where can I use it?
With Foodland, you have to check your store’s policy. In general, you can use your Foodland card anywhere MasterCard is accepted in addition to some online retailers. Stores accept cashback rewards at checkout, and some provide it in other ways—such as a statement credit for shopping online or by depositing it into your bank account when you order groceries online. Make sure you read each card’s terms and conditions before spending; cashback isn’t always straightforward!
- Who can use it?
Foodland’s cashback program, like most in Australia, has restrictions based on card type and whether you shop online or in-store. If you use an American Express credit card, debit card or ANZ business debit card you’ll receive 3% cashback (2% for Amex) but only at participating Foodland stores. Visa credit cards and EFTPOS cards earn 1%. Online shoppers get 2% if they use a Visa credit or Mastercard debit card. These benefits apply to non-Foodland purchases as well.
- How does it work?
Each time you swipe your card at Foodland, it gets sent to a clearinghouse. For a merchant to get paid by its credit card processor, it needs a special code that only that clearinghouse can provide. This is called an interchange fee and each company sets its own fees independently. If you’ve ever noticed some purchases have higher fees than others (usually because of where they fall in relation to one another), you’re noticing interchange fees in action. The difference between what a merchant pays and what you pay is known as cashback, or rewards for loyal customers—and it’s often hidden within your monthly credit card statement under something like merchant fee rebates.
The best way to save on groceries
Saving money on groceries doesn’t have to be hard, as long as you know where to look. For example, did you know that there are tons of ways to save at your local grocery store? Well, there are! We rounded up a few of our favorite ways in order to help you get started saving right away. From loyalty programs and coupons, it’s important for foodies and busy folks alike (and everyone in between) to understand how cashback works at Foodland; after all, if you don’t know what discounts your grocery store is offering then it can be difficult figuring out how much cashback you actually earn. Use these tips on how to save money when shopping at Foodland! For instance, did you know that sometimes stores will give customers instant cashback offers? They may not always tell you about them either. That’s why it’s helpful to learn which one offers instant cashback rebates too; they might even send them straight to your inbox with push notifications and text alerts so you never miss an opportunity again. It pays to pay attention! If not, think about switching over. After all, next time you need to buy something for dinner or lunch or breakfast—why not make it as easy on yourself as possible with a little help from your grocer?
Get $10 off your next purchase
From time to time, Foodland offers a $10 gift card for only spending $50. This special offer can be in any denomination but it is typically for a $10 gift card. The terms of these deals usually state that you get a $10 gift card when you spend at least $50 and purchase an item from a specific department. If your store doesn’t have that deal running at all, then they don’t offer cashback or rewards programs at all. Instead, you’ll just need to keep track of what you buy so that you don’t accidentally go over your allotted total—and end up paying more than intended! It also might be worth asking if they do mailers or promotions; many stores will send out coupons on certain items periodically as part of their promotions strategy. There’s no way to know exactly which departments will give out the coupons, but there’s always a chance something like that could appear on your receipt if you check often enough.
Can I get the card in-store?
Yes, but it’s not necessarily easy. Some people report having no problem asking for one, while others say that their store would only give them a card when they opened an account with Foodland. The best way to get a Foodland cashback card in-store is to request one specifically from customer service or an associate; don’t expect it just by showing up and asking at checkout.
- We didn’t forget about you – Kids 12 and under eat free on Sundays with a paying adult (value up to $5.50) with their own Free Kids Meal Coupon. To get yours, simply ask at your local store.
Kids 12 and under eat free on Sundays with a paying adult (value up to $5.50) with their own Free Kids Meal Coupon. To get yours, simply ask at your local store.
Redeem your points for rewards from over 100 of your favorite brands. (Yours could be worth as much as $15!)
With a Foodland Advantage Card, you can redeem your points for rewards from over 100 of your favorite brands. These rewards include things like Air Miles and gift cards. You can even earn 10% back on your purchases at participating stores by using your Advantage Card. But be careful; these great offers aren’t available in all provinces.
Note: The Foodland Advantage card cannot be redeemed for cash (or any other form of payment). Rewards are not transferable between cards or accounts and cannot be combined with other offers/discounts/specials.
How do I collect my rewards?
It depends on which rewards you want. Different types of rewards are designed for different types of shopping, so make sure you know what you’re collecting and how much it’s worth. Just about every store offers a customer loyalty card, but be aware that some may not offer cashback. That said, many of them do now, so if that’s what you’re after then your plan is already working!
