Does Costco Accept Mastercard?-Check This To Know

Costco is one of the largest wholesale clubs in the world, giving consumers access to bulk quantities of a wide variety of items at inexpensive prices. You may use multiple payment modes while purchasing anything at Costco. But Will Costco accept all major credit cards, including Mastercard? Let’s find out.

Does Costco Accept Mastercard?
Does Costco Accept Mastercard?

Does Costco Accept Mastercard?

No, all Visa credit cards, debit cards, and gift cards are accepted at Costco. Costco accepts only Visa cards. Mastercard is not accepted as a form of payment. You can only pay with cash, a check, or a prepaid Costco Cash Card if you don’t have a Visa card. 

Due to a partnership with Visa, Costco warehouses do not take credit cards from the other three main networks. However, Note down Mastercard and Discover cards can be used to make purchases on and the Costco app.

What Credit Cards Are Acceptable at Costco?

When you shop at a warehouse club like Costco, your options are pretty limited when it comes to paying for items. Most of these stores only accept cash, debit cards, and their own branded credit card as payment.

If you don’t have a Costco credit card, you can still use an outside credit card to pay for items at a warehouse club. If you decide to bring a different kind of credit card with you when shopping at Costco, make sure that your regular monthly payments are being deducted from your primary checking account and not from your credit card account.

Follow these steps to pay at Costco using Accepted Cards:

  • Go to your local Costco and inquire about whether or not the card you’re bringing is accepted.
  • If they accept, fill in your credit card information, including the CVV.
  • And proceed to pay! You’ve completed your payment.

Can I use more than one credit card at Costco?

  • If you have a credit card and an American Express Card, you might wonder how many credit cards can be used at Costco. The number of credit cards that can be utilised in a single transaction is unlimited. It’s worth mentioning, though, that not all credit cards are accepted in all locations. 
  • If you plan to use credit cards at a cash register at any location, make sure you know if your card is accepted before you shop. Most major credit cards will be accepted, but some smaller or niche credit cards might not be.
  • American Express is accepted at most locations, but some locations do not accept American Express. Additionally, some American Express cards are not accepted at all locations. Check your credit card to make sure it’s valid and that it’s recognized by Costco before you start shopping.

Can I Use My Costco Credit Card Anywhere?

One of our favorite things about shopping at Costco is that you can buy so many different products with your card, from branded clothing to fresh produce and electronics. Since there are no membership fees, anyone with a Costco credit card can shop at their local store or online marketplace. The best thing is, if you’re not a member yet (but want to take advantage of their low prices), it’s easy to get approved for a Costco credit card once you enter your information on their website and submit it.

If you want to start shopping at Costco, it’s easy to apply for a card online. Just fill out a simple application and confirm your email address, then wait for your new card to arrive in 10-14 days. Once you have a card, you can use it wherever Visa is accepted, including all of their locations across Canada.


Costco does not accept MasterCard, but you can use other forms of payment for your purchases. However, if you’re trying to find out whether or not Costco accepts a specific form of payment, contact them directly for more information. 

You may have a question about payment options, and contacting them directly is your best bet. The phone number for contact information can be found on their site, or you can visit one of their stores to ask in person. They also have an online chat feature, which allows you to communicate with a representative quickly and easily. 


  • What forms of payment does Costco accept?

You can pay for your Costco purchases in a variety of methods, including cash, cheques, debit, and credit cards. Most importantly: It’s crucial to confirm that your preferred payment method is accepted by your local store before venturing there.

  1. Visa credit cards
  2. cash
  3. debit cards
  4. Costco gift cards
  • What is the reason for Costco’s refusal to accept Mastercard?

The average American only carries $60 in cash, so it’s not surprising that most of us don’t know that Costco doesn’t accept credit cards. In fact, among its 542 locations worldwide, Costco only accepts debit cards and checks. The reason behind their policy is simple: they don’t want to pay any merchant fees or transaction charges on your purchases.

  • Do All Costco Locations Accept Visa cards?
  1. There are over 700 Costcos across North America. There are so many that it’s reasonable to assume you’ll be able to find one wherever you happen to live. And as a member-only warehouse club, you’d expect them all to accept credit cards for payment
  2. That’s not entirely true. All but two Costcos accept credit cards as payment. They don’t accept American Express either. So if you visit a Costco in Alaska, you’ll need to pay with cash or debit card (with a PIN).
  3. If you do your shopping online, all of their locations except for those two in Alaska will accept Visa and MasterCard.
Does Costco Accept Mastercard?-Check This To Know

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