The Synchrony Bank Old Navy Credit Card* is a shopping credit card that allows you to earn points that you can redeem at any Gap brand, including Old Navy. The card is available in two flavors: an in-credit card which can only be utilized at Gap Inc. locations & a Visa card, which could be used anyplace Visa is recognized. In addition, the card comes with a rewards program that allows cardholders to earn 5 points for every dollar expended at Gap Inc. brand names, which can get redeemed for in-store credit. Old Navy uses the VISA card. You may use it anywhere that accepts VISA, but you may only use the in-store and closed-loop cards at Gap-affiliated locations. In addition, for most citizens, the Old Navy credit cards give little rewards, which can only be utilized as a merchandise rebate at Gap Inc. brands. Let us see about Can I Use My Old Navy Credit Card Anywhere?
How To Get An Old Navy Card
Synchrony Bank provides two types of Old Navy credit cards: a standard business card & Old Navy Visa card. If you fulfill the specified criteria, you may be qualified to participate in one of the cards and have it approved:
- Must be at least 18 years old.
- Have a US mailing address
- You should have a taxpayer identification number.
- Comply with income & credit requirements.
Obtaining Points And Rewards
Every $1 spent at Old Navy & its sister stores earns you 5 points, with 500 points matching a $5 reward. You will also earn 1 point for every $1 spent at supermarkets, petrol stations, restaurants, and other merchants that accept the card.
We will not suggest using the card from outside Old Navy & its sister stores. You will also get 500 extra points for connecting your email address & another 500 points for signing up for digital billing.
Redeeming Rewards
While you will earn points with every purchase, rewards are given in $1 increments (100 points). So each month, you can earn up to $250 in bonuses. If you earn more points than that, they will be carried over to the month following. Points not converted into redeemable rewards expire if you are not using your card in the last 24 months.
You can use your rewards to purchase things at Old Navy or other Gap brands in-store, internet, or over the phone. Even so, there are some constraints:
- You can use up to 3 reward certificates in-store or by mail in a single transaction, and up to 5 online or by phone. Your rewards can be combined with a single promotional offer.
- Your buying must be worth more than value of the remuneration certificate you’re redeeming.
- When redeeming rewards, you need to use your Old Navy Visa Credit to pay the remaining amount of the purchase.
- You cannot use your rewards to buy gift cards.
- If you return a reward-purchased item, the amount of an incentives used will be converted into points & credited to your account.
Online Payment Form Old Navy Credit Card
Before making your first online payment, you must first register for online access. To begin, you will need to provide your account number & ZIP code. Here is how to make payments after you have registered your account:
Step1
Log in with your username & password to the Old Navy cardmember account services login page.
Step2
To pay your bill, have your bank details & the Bank routing number ready.
Step3
From the “Payments” menu, select “Make a Payment.”
Step4
To complete your payment, simply follow the prompts.
Step5
Aside from playing online, you could also check your balances, add an authorized user, and register for paper-free statements.
Conclusion on Can I Use My Old Navy Credit Card Anywhere?
The rewards program may make sense if you spend hundreds of thousands of dollars on garments each month. However, most users get a $5 rebate that they toss away or use on a buy they would not have made otherwise. Assess the benefits of increased bonuses on your everyday spending by evaluating the Old Navy Credit Card. Furthermore, after 5,000 points are earned, the card will get updated to the Navy credit card, including free shipments to qualify Old Navy brands, a score bonus, & free essential modifications at the Banana Republic.
Frequently Asked Questions on Can I Use My Old Navy Credit Card Anywhere?
Q) Is there an annual fee for the Old Navy credit card?
A) No, there is no annual fee for the Old Navy card — this applies for both basic card & Old Navy Visa cards.
Q) What bank is responsible for issuing the Old Navy credit card?
A) Old Navy credit cards are issued by Synchrony Bank.
