Does Walmart Cash Social Security Checks?

Walmart is an American retailer that operates an enormous number of supercenters, grocery stores, and discount department stores from the United States. Walmart has its headquarters situated in Bentonville, Arkansas. Sam Walton is the founder of Walmart. Walmart is also the owner of the Sam’s Club and operates it. As of 2021, Walmart has more than ten thousand stores and clubs in 24 countries under 48 different names. The retail store operates under the name Walmart in Canada and the United States. Let’s know ‘Does Walmart Cash Social Security Checks?’.

Does Walmart Cash Social Security Checks?

If you are endorsed a social security check and desire to cash it at a grocery store. Doing this will help you save the time of going to two destinations. You can quickly arrive at a grocery store and ask them to cash the check for you. However, not every retailer or grocery stores allow you to cash a check. In this article, we will discuss if Walmart cashes a social security check.

Cash a Social Security Check at Walmart

Many retail stores accept social security checks and some do not. Fortunately, if you desire to cash your social security check at a Walmart retail store, you are lucky. Walmart allows you to cash a social security check. 

Doing this can save you the time and hassle of going to a bank and cashing the check. However, there are some limitations and charges for cashing a check. We will be talking more about cashing a social security check at Walmart.

There might be a case, where you are not endorsed a social security check. Maybe you have been endorsed a personal check, payroll checks, government checks, pre-printed checks, or any other kind of check. Walmart allows you to cash several kinds of checks. The list of accepted checks at Walmart is provided in the later section of this article. 

If you can go through the limitations, fees and satisfy all the conditions, you might want to learn about the process of cashing a check at Walmart. Cashing a social security check or any other accepted type of check at Walmart is quick, easy, and hassle-free. Continue reading to learn more about cashing a check at Walmart.


Walmart being the number one retailer of the United States and globally, would refer to them being probably best everything, and that is undoubtedly true. In the case of a check, the variety of checks you can cash at Walmart is more than what any other retailer may offer.

However, this also comes with a couple of limits. Walmart limits the maximum value of a check you can cash at their stores. If you are reading this article between January to April, you can cash a check with a value of up to $7,500. In the other case, if April has already passed, then the highest amount of check you can cash at Walmart is $5,000. If your check is a Two-Party personal check, then the limit for you is $200. Also, remember that an individual cannot check more than three checks at Walmart in one day.

Fee To Cash a Check

You can quickly check the Cash you are endorsed on Walmart if it satisfies the given conditions, but you must remember before cashing a check that you will pay a fee for every Cash you want to check.

Suppose the check you own is pre-printed and has a value of $1,000 or less. You will be charged a 4-dollar fee. In other cases where you have a check valued beyond $1,000 and does not go higher than $5,000. You will be charged an eight-dollar fee.

Checks You Can Cash at Walmart

Walmart cashing social security checks is fortunate for people having endorsed one as it helps in many ways. However, if in your case, it is not a social security check that you want to cash at a Walmart store, Walmart accepts several other types of checks. To be sure if you can cash your check at a Walmart location. Here is the list of checks you can cash at Walmart.

  • Payroll checks
  • Tax checks
  • Insurance settlement checks
  • MoneyGram money orders
  • Pre-Printed Checks
  • Government checks
  • Cashiers’ checks
  • Retirement disbursement checks, 401(k)
  • Two-party personal checks
  • Social Security Checks

Check Not Mentioned in the List

If the check endorsed to you falls under one of the mentioned categories, you can cash it at a Walmart store. Unfortunately, if the check you were issued is not one of these, like a third-party check or a personal check. Then that type of check Is not yet usable at Walmart.

Documents Required

Cashing a check at Walmart is indeed quick and saves you some time. However, you need to carry a couple of your documents. There should be no problem with that, as these documents are basic and everyone owns one.

You need to show a valid photo ID document like a drivers’ license, passport, or state-issued ID. Also, ensure to remember your Social Security number. Usually, Walmart does not ask for it, but in some cases, they might need it for verification. So, it is better to be ready with it.


Luckily, Walmart can cash a social security check for you. However, if you are not endorsed a social security check, Walmart has several other categories of accepted checks. So, make sure to check that list. In case, your check’s category is not a part of the list then Walmart cannot accept that check. Remember that there is a small fee when you decide to cash your check at Walmart, and that comes with some limits too.This concludes walmart social security checks.

Frequently Asked Questions

  • Does Walmart cash personal or third-party checks?

No, Walmart does not cash personal or third-party checks.

  • What if Walmart refuses to cash my social security check?

If Walmart refuses to cash your social security check, then you can go to a bank and get it cashed.

Does Walmart Cash Social Security Checks?

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