Amazon is an American multinational corporation that focuses on e-commerce websites, as their websites are the number one all over the world. It also offers cloud computing and its digital streaming service called Amazon Prime Video. This company, founded in 1994, is in the top 5 companies in the USA with Apple, Meta, Google, and Microsoft. Its owner, Jeff Bezos, has also been named the world richest person’s richest man before. Its headquarters are in Seattle, Washington, USA and it has a revenue of around the US $386.64 billion and employs around 14, 00,000 employees all around the world. But as big as your name is, more controversy is around waiting for you, and Amazon recently got accused of unsafe working in France and had to shut down around 6 warehouses across France. Now the question is, Does Amazon accept Klarna? let’s find out.
Does Amazon take Klarna?
Amazon has started taking a buy now, pay later option recently on their payment page, and its tie-up is with Klarna, which is one of the best in its line of work. So now the customers will be able to pay in 4 installments. This is the best decision as BNPL payments are the new age as many people who cannot afford to buy an expensive item in one shot can rely on this option as they get 6 weeks to pay.
Where will it be available?
- You will have to download the Klarna app and sign in.
- Search Amazon on the Klarna App and start adding the items you want to buy.
- After you are done with the shopping, go to the payments page and select the option “Pay with K”, which is on the bottom of your screen.
- You can control your installments over 6 weeks, but you will have to give 25% of the amount at first and the rest in 3 installments. But you will have to have 1 installation clear in 2 weeks.
- They also offer the payment in 30 option where the customer can pay the amount anytime in 30 days with no late charge fees in 2 weeks and there is no installment thing in it you can pay how much you want when you want but if you fail to pay in 30 days then late fees will be charged.
Why do some of the klarna payment requests not accepted?
While almost all the orders of klarna are accepted some don’t:
If you were approved on Klarna before but have now been disapproved, it could be due to the reasons for your first payment not being clear. So if you get clear, your eligibility will increase. And if some of the customers have applied to you and they have been customers of Klarna for more time, they will get the preference.
Alternate payment options are accepted at Amazon
As Amazon is only an online store, the payment methods it accepts are:
- They accept all the major cards from Visa, Discover Network, American Express, and MasterCard. Both debit and credit are accepted.
- They also accept the Visa Signature Card.
- They take the Amazon store card and a secured card.
- You can also pay with the money in your Amazon wallet and also with Amazon gift cards.
- They also take the Diners Club card for the USA only.
- They also take China and Union Pay, but only the credit cards of those companies.
- They also accept Apple Pay and PayPal. They accept PayPal in the form of debit and virtual cards too. They accept PayPal cash cards and the PayPal key too.
What is the limit of Klarna payments on Amazon?
Klarna does take Klarna as a payment method but has a certain limit to the price till they offer this service. The minimum amount till they offer the services is $10 and the maximum limit is $1,000. They also offer Klarna financing, which has a payment process period of 6–36 months and a limit of $10,000, for which the customer needs to pay 20% interest per year. To qualify for that, you will first need to give all your bank information to the Klarna app and take out your credit score for eligibility. The greater your credit score, the better the chances of getting a low-interest rate. They have the rule of giving 0% interest to those who have a credit score of greater than 760, but sometimes it is also greater than 800 as per the market rate.
Conclusion
Klarna is a new-age payment method that is widely accepted by people because it gives them more time to pay for their purchases. You can shop with Klarna on Amazon for up to $1,000 and up to $10,000 if you apply for Klarna financing.
Frequently Asked Questions
- How is your credit limit determined by Klarna?
Based on your credit score, your credit limit is determined.
- Can you have two orders of klarna together?
Yes. There is no limit to how many orders you can have in Klarna.
