Rooms To Go card is a store-branded credit card offered by Synchrony Bank, one of the country’s top credit card companies. Is it, however, logical for normal Rooms To Go customers to obtain this card?. Let us know ‘Can I Use My Room To Go Credit Card Anywhere?’.
Can I Use My Room To Go Credit Card Anywhere?
The Rooms To Go Credit Card, is a closed-loop credit card that is only available at Rooms To Go. This implies you can only use the card at Rooms To Go locations. You won’t be able to use it anywhere else, but you will be able to use it at tens of thousands of stores across the United States.
Details about the Card
First and foremost, it should be noted that this is a conventional store-branded credit card in every way. This implies that you can only use this credit card at Rooms To Go locations.
Second, it has no annual fee and low credit score restrictions, which is a terrific combination.
The interest rate, on the other hand, is extraordinarily high, reaching 29.99 percent, which is far too high even for subprime credit cards.
This credit card, however, does not provide any rewards or equivalent benefits. Nonetheless, if you plan to make major purchases and want to take advantage of special financing, having this card from Room To Go is a good idea.
For starters, the credit card offers delayed interest on transactions for up to 6 months, which implies you won’t be paying any interest if you pay off your balance in full within the first 6 months.
A unique financing period of up to 60 months on eligible products is another feature that buyers find appealing. In general, your transactions must be worth at least $999.99, and this financing option is subject to credit approval.
However, you may be able to acquire financing with low or no charge for up to 5 years, which appears to be a very appealing choice for some families.
Fill out an application for a Rooms To Go credit card
So, if you think you require this card after reading our Rooms To Go credit card review, you should submit an online application. This is a step-by-step guide on how to apply for a Rooms To Go credit card:
- You should begin by visiting Synchrony Bank’s registration page.
- A registration form can be found on the linked page. So, to apply for this credit card, simply fill out that form.
- To get started, provide your relevant information.
- You can also consider submitting a joint application with someone who has a higher credit score than you (so your chances of being approved will be higher). If you want to add a joint application, check the box next to “Add a joint applicant” and fill out all of the required fields. Once you’ve completed all of this, click the “Continue” button to continue.
- Choose your credit card options (such as designs) on the next page. After you’ve completed your setup, click “Continue.”
- After that, you’ll be able to read the terms and conditions of your contract. Make sure you read this material thoroughly. Finally, tick the boxes next to the fields at the bottom of the page and then click the “Continue” button.
- You’ll see the outcome of your application right away, whether you’ve been authorised or not. The bank may take some time to review your application in unusual instances.
Payment with a Rooms To Go Credit Card
During this time, you can pay your Rooms To Go card in one of four ways: digitally, in-store, over the phone, or by mail. In this section, we’ll go over how to pay your card using each of these options in detail.
Billing your Rooms To Go card online is, without a doubt, the quickest and most convenient method. To do so, go to the “Login” page and sign in to your credit card account online using the instructions there.
In-store payment is another simple option for paying your card. To do so, go to your nearest Rooms To Go store and pay with your credit card at the cash register.
In addition, you can make a payment over the phone. To do so, dial 855-875-1850 and inform the operator you want to pay your credit card. Then simply follow the on-screen directions to make a payment. Keep in mind, however, that you may be charged a service charge.
After all, you may always send your credit card payment by mail. As a result, you can send your money to their address.
Conclusion
Given that this credit card is not part of a global group (including Visa or MasterCard), it’s only reasonable that you can use it at Rooms To Go locations.
Also, The Genesis credits are authentic. Genesis Credit Management LLC was created in 2008 and incorporated in 2013, as per the Better Business Bureau (BBB).
Frequently Asked Questions
- What is a Genesis credit account, and how does it work?
Genesis concentrates on “second-look financing” for customers who have been rejected by a traditional lender but are still valuable customers who deserve to be financed. Genesis Credit was formed on the principle that no one should be denied credit purely because of their FICO score.
- Is there a layaway option at Rooms to Go?
Rooms To Go does not have a layaway program, but it does have a comprehensive delivery schedule. You can pick a price and make monthly payments with extended delivery. The goods, on the other hand, are not put on hold.
