Menards is a USA-based home improvement or home renovation retail company whose headquarters are in Eau Claire, Wisconsin. They offer a varied range of products in the categories of building materials, electrical supplies, garden supplies, hardware, home appliances, plumbing supplies, automotive, propane, etc. Let’s read Menards payment options
Menards has 335 stores and 12 distribution centers in the categories mentioned in the first paragraph in 15 states in the U.S. All the stores accept several payment types, namely Menards® BIG Card®, Menards® Commercial Credit Card, Menards® Gift Cards, Menards® Merchandise Credit Checks, Menards® Contractor Credit Card, Menards® Rebates, MasterCard®, Visa®, American Express®, Discover®. The stores also accept the usual payment methods like checks, cash, travelers’ checks, money orders, and Cashier’s Checks. Menards.com does not accept some of the payment options that are accepted in the stores.
What Are the Payment Options That Are Not Accepted on Menards.com?
The following payment options are not accepted on the Menards.com website:
- Cash
- Checks
- Menards® Gift Cards that do not have a PIN
- Menards® Rebates
- Money orders and
- Menards Merchandise Credit Checks
What is Menards’ BIG Card®?
Menards® BIG Card® is a credit card that can be managed through a Capital One® account. This account is for the witty customers of Menards who want to earn on everyday purchases and also finance their home improvements. This card offers special offers on several brands of Menards, like a 2% rebate on the items purchased in Menards stores or websites, or special financing offers available on purchases above or equal to 299 dollars. Sometimes there is a 1% extra Big Brand Offer that is also available for certain manufacturers.
You can redeem rebates through merchandise certificates. Rebate certificates are mailed to you each quarter if you cross the minimum threshold of 5 dollars, and if you do not cross the threshold, it will roll over to the next quarter. Rebate certificates can only be redeemed in Menards® stores, and purchases made with promotional credit plans are not eligible for rebates.
If you can furnish the required credit approval, then there is no annual fee for using this card. You can learn more about the card’s special financing offers here.
What is Menards’® Contractor Card?
The Menards® Contractor Card is designed for professional buyers, business owners, and managers who want to manage their business while saving money. By opting for this card, you are regarded as an authorized purchaser of Menards, and so it is an authorized purchaser card.
Through this card, you can earn a 2% rebate on each purchase of Menards, which is issued as a Menards® merchandise certificate. In addition to this, if you visit Menards Big Network partners at Speedway, Kwik Trip, Kwik Star, or Holiday, you can earn a 1% rebate on gas and merchandise. Also, if you use the Menards Contractor card to purchase some of the mentioned brands in the Menards stores and websites, you can earn up to 5% in additional rebates.
If you spend $30,000 in Menards stores and websites and have a Menards Contractor card, you will receive one credit for every dollar spent and have the chance to win a round-trip plane ticket worth up to $300.voucher can be redeemed only once a year. This card, like the Menards®’ Big Card, does not have an annual fee. You can manage your card with the app SmartView, which can also act as a business management tool.
Unlike the Menards® Big Card, which allows you to earn rebates if you spend more than $5, a rebate certificate will be issued if you spend more than $25, with the same rebate rules as the Menards® Big Card.
What is Menards’® Commercial Card?
The Menards® Commercial Card is designed specifically for businesses. There are two billing options available in the Menards® Commercial Card-
- Invoice billed: This is also called Net 50 invoicing as purchases done through this option are due 50 days after the day of purchase.
- Statement billed: By choosing this option, you will get a statement with an invoice containing each purchase, and the due date is mentioned in the statement.
You can get the option to give your employees authorized purchaser cards by opting for this card. As we have seen in the case of the Menards® Contractor Card, you can manage your account with Smartview® and also get some features to manage your business. You can get more details by watching this video here.
This card, like the other credit cards offered by Menards®, has no monthly fee.
What is the special financing provided by the Menards® BIG Card®?
You can get special financing offers if you do not want to get the 2% rebates. The offers are provided in three categories:
- 6-month financing
- 12-month equal financing
- 48-month financing
If you choose 6-month financing and buy approved Menards merchandise with a pretax of $299 or more with a Menards® BIG Card®, and then pay that amount in full before 6 months, no interest will be charged to your purchase. However, to use this service, your account must be open and current. If due to any reason, you are unable to pay in full during the period, then interest will be charged to your account from the date of purchase at a variable standard APR of 25.24%.
In the case of 12-month minimum pay financing, the offer is valid for a limited time on approved purchases over 599 dollars. Until you pay in full, 0% APR is added for 12 months, including minimum payments. After that, a variable APR of 25.24% is applied. But this offer does not include any additional fees, taxes, or shipping charges.
In the case of 48-month financing, the threshold amount is $1,500 or more. For 48 months, 3.99% of APR is applicable for 2.3% of the purchase amount, and after that, variable APR is applied the same as the other two options. Here, the minimum payment must be over 25 dollars.
Conclusion
Apart from the regular payment options, Menards presents a variety of offers through its Menard credit card options.
