Scotia rewards is a popular travel rewards program that is applicable within the country of Canada. The scotia reward points can be redeemed for travel that was booked through travel services or any website. In this article, we will briefly see about Scotia Rewards.
Earning Scotia reward points:
The Scotia reward program gives different travel reward credit cards which are connected with the rewards program. Members of this reward program collect points by using their Scotiabank credit card offered by Scotia. There are different cards given by this reward program and the customer will earn a specific number of rewards points by spending 1 dollar per purchase on their respective card.
Card given for Scotia reward points:
- Scotia bank gold American Express card: The annual fee for this card is $99 with an interest rate of 19.99% on purchases. The customer can earn up to 40,000 bonus scenes.
- Scotiabank rewards visa card: The annual fee is 0 dollars with an interest rate of 19.99% on purchases. By spending 2 dollars on a purchase the customer can earn one Scotia rewards point
- Scotia gold passport visa: The annual fee of this card is 110 dollars an interest rate is 19.99% on purchases. The customer can earn a bonus point of 5000 on the first purchase. They can also earn one Scotia rewards point by spending $1 on purchases. In addition to this, they can also get a 5% cash back on travel purchases through squash a rewards travel service.
- Scotia bank American Express card: the annual fee is $0 with an interest rate of 19.99% on purchases. The member can earn 5000 bonus points okay with the first 500 dollars in everyday purchases in the first 3 months.
- Scotiabank American Express platinum card: The annual fee is around $300 and an interest rate is 19.99% on purchases. On spending the first 100,000 dollars at eligible gas stations, entertainment places, restaurants, or grocery stores the customer or the member can earn up to 4 Scotia rewards points.
Redeem Scotia Rewards points:
To redeem the Scotia rewards points if you are not an existing cardholder then the customer can book the travel through the squashy rewards travel service and before the booking of the travel. The payment can be through the eligible squasher bank credit card using only points.
If the customer prefers to book the travel on their own then they can do it by applying the points to travel feature and purchasing travel using the Scotia bank card. The account of the member will show the purchases and then after seeing the purchases the customer can apply the points towards a travel purchase.
The existing cardholder can redeem their Scotia rewards points by simply logging in to this Scotia rewards program site. After logging in, go to apply points to the travel section and click on it. After selecting it you will see all the eligible travel purchases. It will show the eligible flights, hotels, or any car renting, etc which is paid with the program card. Members can redeem their points for trip expenses up to 12 months after purchasing the travel.
Ways of redeeming more rewards points
- Online: For redeeming more rewards points the member can visit morerewards.ca to get an idea of all the available rewards. November Camden chooses whichever item they like and redeems their points.
- In-store: Redemption of points for rewards from a store the member can get through presenting their more rewards loyalty card at a suitable grocery store.
Reward points are excluded from the mentioned below:
- Cash advances
- Scotia rewards dollars
- Returns
- Gambling
- Membership or card fees
- Casinos
- Payments
- Scotia credit card checks
The rewards points can be redeemed for the travel costs like:
- Flight cost
- Cruises
- Renting cars
- Hotel costs
The reward allows booking travel service with the best price guarantee on airfare. This guarantee is for up to 24 hours after booking.
Benefits of Scotia Reward points:
- The first benefit is that the member can travel with Scotia rewards travel service by applying the points to the travel option and getting it in the form of a reward.
- There are also options to get an apple and different merchandise with other brand name merchandise
- The member also gets physical gift cards and prepaid cards
- They will also be credited to the Scotia bank card account by clicking on the points for credit option.
The expiry date of Scotia rewards:
The program does not have an expiration of the Scotia rewards points. But, the account holder’s account should be up to date to earn and redeem their points. If the account holder closes their account then the account holder has 60 days to redeem their unredeemed Scotia rewards points.
Scotia Rewards points are worth:
- Travel rewards
- Gift cards
- Statement credits
- Merchandise
- Experiences
How are Scotia rewards better than its competitors in the market?
Scotia reward programs are better than any other competition in the market because of the flexibility of this program as it gives its members an opportunity to redeem points at their maximum value. It also gives 5 ex-bonus points in 3 divisions like food dining and entertainment.
Conclusion:
Scotia reward programs help its members 2 earn reward points on their common day-to-day purchases. It also gives different kinds of benefits like travel charges. This article has all the relevant information about the reward program and how can it be redeemed for the user’s purpose. This article will help to understand the scotia rewards program and the benefits associated with it. There is also a reason listed above showing how the scotia reward is different from other rewards.
FAQs:
- Which is the top-ranked card in Scotia rewards programs card?
Scotiabank gold American Express card is the Top Rank card in the Scotia Rewards program. It gives 4 points per dollar for the first 50,000 dollars in purchases with the card on items like gas, dining, and entertainment. It also gives $1.41 spent on all other purchases.
- Is Scotia rewards point tax-free?
No, it is not tax-free members use caution rewards points to pay their travel-related taxes and fees.
