Credit cards have a lot to offer when you are into shopping for various products. In the same way, there are various credit cards with numerous special offers made available for the customers. Argos credit cards are one of them that offer great benefits and offers to customers. Argos is a store card that comes with a credit limit. It allows the customers to make any purchase that they want and can pay later. Let us know ‘Can I Use My Argos Credit Card Anywhere?’.
Can I Use My Argos Credit Card Anywhere?
Fortunately, Argos Credit cards can be used almost anywhere. Argos credit cards are so famous that they are being accepted in many places around the country. One can use an Argos credit card for various reasons such as buying groceries, clothing, shoes, bags, and many more.
Additionally, this credit card works just like any other credit card that is available on the market. Sometimes, buying something using an Argos credit card will highly depend on the product that an individual is willing to buy. So, in that manner, we recommend the customer or any individual to take out their regular credit card.
Anywhere in Sainsbury’s
As of now, the Argos credit card can only be used near and local areas of Sainbury. The credit card is mostly accepted by the local store present in the area. Unfortunately, they are not being used in other areas near Sainsbury’s. But, we are hoping that other nearby areas will start operating Argos credit cards soon.
Individuals or families living near Sainsbury’s and with an Argos credit card can easily purchase from any local store. Unfortunately, the Argos card cannot be used to shop any type of online product as of now. Other than that, any individual cannot order anything from the official application of Argos as well.
Interestingly, there are few places in Sainsbury’s where one would not be able to use a credit card. Unfortunately, they will not be able to buy even the smallest item present in any store in some areas. But, we are hoping that will change in the upcoming days for the customers living in and around Sainsbury’s.
Argos Credit Card Plans
Every credit card made available in the market comes with special plans and benefits. In the same way, Argos does offer some plans and benefits to customers who are getting them. The Argos credit card lets an individual shop mostly at Argos and Habitat. They offer flexible payment plans and offer more time for the consumer to pay the bill.
Argos credit card offers the standard 3-6 month credit plan to all the customers out there. Other than that, they offer some special benefits and plans to customers and on certain products. Fortunately, opting for Argos credit card they will not charge any interest from customers. Additionally, if the customer is paying their dues on time and in full payment then no interest will be charged.
But, that will be just the opposite if an individual is not keeping up with their payment cycle. Argos will start charging some small amount of interest from those customers and individuals. The standard credit plans offered are the following:-
- 3-Months credit plan
- 6-Months credit plan and
- Normal Credit Plan
These are the standard credit card offers given by Argos. Interestingly, all the additional benefits are involved within these plans only.
How does Argos Credit Card Work?
Argos credit cards work just like any other credit card in the market. There are several ways on how someone could borrow money using their respective Argos credit card. The two important ways to borrow money using Argos credit card are the following:-
- Credit Plans- It is where the consumer spends over $55.52 at Argos itself. Then the customer can spread the same cost across 3, 6, or 12 months. Interestingly, if the individual is paying back the whole borrowed money at the end of the timeframe, then they will be given the money for free.
- Normal Credit- This is the ideal way for getting your everyday shopping at Argos or Sainbury’s. As of now, Argos has enabled the customers to shop anything from their online store or by using the online application.
These are the two ways how one could use an Argos credit card. But, if an individual is willing to get many benefits and plans from the credit card then they must pay the borrowed money within the timeframe. This will help the customer or an individual to get a good credit score as well. The credit score of all individuals using a credit card should be maintained well or else it might be troublesome later in their respective lives.
Conclusion
Argos Credit cards have been launched quite recently and people have been using them in their daily lives. Many consumers and individuals using credit cards have well appreciated it. The credit card works quite unique as compared to any other credit card in the market.
