Kroger also sometimes referred to as The Kroger Company, is an American retail company founded by Bernard Kroger in Cincinnati, Ohio. The Kroger Company operates multi-department stores and supermarkets throughout the US, it operates a total of 2,726 grocery stores under its several divisions available in 35 different states and territories of the United States. Currently, revenue-wise Kroger is the largest supermarket chain in the United States. It has achieved a high ranking on the Fortune 500 rankings of the largest US corporations. In this article will see, Does Kroger Cash Personal Checks?
Kroger being this much of a big retailer has many loyal and recurring customers. Every one of those desires to pay using various payment methods. Kroger indeed accepts a number of sufficient payment methods to satisfy its customers. However, in some cases, customers might want to pay using checks like personal checks. Does Kroger accept it? Read this article to learn more about cashing checks at Kroger.
Cashing Personal Checks at Kroger
You might want to cash a personal check you earned or received from someone, and there could be a bunch of other reasons too. So, this might make you wonder if Kroger cashes personal checks.
Kroger, on their website, states that they do not accept any third-party or personal checks. However, the type of check you want to cash at Kroger is not a private or a third-party check but instead some other kind of check. Kroger might be able to cash that check for you. Read on to know more about what checks Kroger can cash for you.
Checks You Can Cash at Kroger
Unfortunately, as you read, Kroger does not accept third-party or personal checks. This also means that you cannot cash a check for another person at your local Money services, but the great thing is that Kroger accepts other types of checks. Here is a list of checks Kroger accepts which might be helpful for you.
- Business checks
- Income tax refund checks
- Payroll checks
- Government checks
- Insurance settlement checks
If we try to be precise here, this means that the only checks you can cash for someone are only the case if you are getting the payment from a company or the IRS. That being the case, Kroger advises and says it is always better to check with your local Money services before issuing the check to someone else.
Kroger’s Fee Structure to Cash a Check
Kroger can cash a few types of checks, but cashing a check can cost you a few dollars. For instance, if you own a Shopper’s card, the check value lies between $2000 and $5000. In this case, you will have to pay a $7 fee, but if you do not own a Shopper’s card, the fee is $7.5. The checks with a value of $2000 or less. Kroger will charge you $4.5 without a Shopper’s card and $4 with a Shopper’s card for cashing the check.
Limit for Cashing a Check
Kroger allows five types of checks that you can cash also comes with a limitation. Suppose a check is endorsed to you and is one of those accepted by Kroger. You can quickly cash it at Kroger, but if the cash value is anything more than $5000, Kroger would not be able to cash that check for you as the checks you can cash at Kroger are limited to $5000.
This limit can be different for Kroger retail stores in other states. However, you can cash your check at a bank where you have an account. Continue reading to learn more about that.
Cash a Personal Check at the Bank
As mentioned above, Kroger does not allow you to cash Personal Checks or other checks above the value of $5000. However, you can get a bank to cash the check as every bank allows you to cash or deposit personal checks for another individual. This method can prove helpful for people not owning a bank account.
That means the person you depend on as a family member or a friend of yours can cash in a personal check for you. If you are interested in cashing a personal check at a Bank, you can follow the given steps.
- Step 1: Contact the person who issued you the check and enquire them if their bank allows you to sign a check for someone else
- Step 2: If they do accept that, then you can sign your name on the back of that check
- Step 3: Check all the information and make sure the signatures on the front and the back of the check are identical
- Step 4: If so, then that is all. You can ask the bank to cash the check for you
Conclusion
Kroger will not accept third-party or personal checks and cannot cash them. However, a few checks are mentioned above, which Kroger can cash for you. Suppose you have endorsed a check other than the accepted types or a check of a value of more than $5000, then you can cash that check at the bank where you have an account. Cashing the check at a bank account is easy and can be quickly done by following the steps in this article.
Frequently Asked Questions
Q1 Does Kroger cashes a personal check or a check of value more than $5000 if the customer owns a Shopper’s card?
No, even if you have a Shopper’s Card, Kroger will not cash any personal check or cash valued at more than $5000 as it is against their policies.
Q2 Can I cash a third-party check at Kroger?
No, you cannot check third-party or personal checks at Kroger?
