The bank of America, the second-largest bank in the US, has 2300 branches and about 66 million customers and clients. It provides many financial services to its customers. In this article, we will see about ‘Does Bank Of America Have A Notary Service?’.
Does Bank Of America Have A Notary Service?
Bank of America also provides a notary service. According to its official website, it is free at most financial centers. You can make an advance appointment to notarize by contacting the branch office or through its website online. The process of notarization takes approximately 30 minutes to complete.
Documents notarized by the bank of America:
Notarization is a fraud-deterrent step that confirms the authentication of the document. Bank of America can notarize the following documents:
- Financial documents
- Documents related to health care
- Legal documents
- Documents related to real estate transactions
Steps for notarization:
To notarize a document, the notary must follow the protocols define by the state. It includes,
- Examine the complete document
- The signer and witness must be present in person
- Confirm the identities of the signer/witnesses
- Verbal confirmation
- Fill out the notarial certificate
- Record the notarial act in the journal
It usually takes 30 minutes to complete the procedure.
Reasons that prevent notarization by a notary:
The notary first reviews the documents before their notarization. It is thereby not notarized if:
- the document is incomplete or there are spaces in it. As there are chances to edit the document after notarization.
- the signer doesn’t have a state-issued id card with him or the notary is not familiar with him.
- The document is not according to the notary law guidelines
- The witnesses are not present in person
- The signer and notary are unable to communicate with each other
- If the signer is unaware of the purpose and consequences of signing the document
- The notary can halt the process and recommend to take further consultations by legal counsel or by the notary service provider in case of complex rules or unfamiliar notarial type or by work obligation.
The important requirement for notarization:
- Bring the complete document, not just the signed pages.
- The witness should be present ( if needed)
- The identification documents of the witness.
- Do not sign or date the document before the appointment.
- Your valid government ID with a picture
ID that is acceptable for notarization of documents are:
- State-issued driving license
- State-issued ID card
- US military ID
- US passport
- State, country, or local government ID
Notary fee:
Notary service provided by the bank of America is free of cost but only for its customers and clients. If you don’t hold any account then you will be charged a fee or directed accordingly for notarization of your documents.
How to make an appointment for the notarization of documents?
To make an appointment to notarize your documents, follow the following steps:
- Visit the bank of America’s official website
- Go to the notary services
- Click “schedule an appointment”
- Enter zip code, city, and state to find the closest branch nearby
- Select the location closest to your address.
- Pick the date and time and click next
- fill in the required personal and account info
- Follow the instruction and confirm the appointment
You make an advance appointment for up to 12 months.
Does the Bank have a Notary Service at all locations?
The notary service, by the bank of America, is provided in all branches. However, it is recommended to contact the branch office nearby for confirmation because some smaller branches have this service available only a few days a week or at irregular times. So it is preferred to make an appointment before visiting the office or contact the branch office for more information.
Does the Bank provide this Service on Sunday?
The bank does provide this service on weekdays and even on Saturdays although the timing differs but not on Sundays. The bank is officially closed on Sunday. However, you can notarize your documents from the 24/7 check cashing services.
Conclusion:
Being the account holder in the bank of America which provides you with many other services, it also offers you the notary service. The process that hardly takes 30 minutes to notarize your documents, doesn’t charge a penny. You can schedule an advance appointment online through its website by choosing a date and time feasible for you.
Frequently Asked Questions
- Is notarization necessary?
The notarization by the notary certifies the authentication of documents. However, it is not necessary but beneficial in case of a legal dispute.
- Should the documents be signed and dated before visiting the notary?
No. It is recommended not to sign and date the document before the appointment.
- Will bank of America provide the witness for notarization?
In some cases, the bank associate can act as the witness. But sometimes the non-bank affiliated witnesses are required so you need to bring them by yourself. Bank will not be able to help you in this regard.
