Does Ross Have A Credit Card?- Know More

Everyone’s mother and grandmother in the United States knows about Ross’s Dress for Less. This retail giant has been operating since 1982 with thousands of stores in the U.S, Colombia, and Guam. As the nation’s largest off-price retail chain, they compete with many other retail stores and therefore try to be the market leader in the customer shopping experience. Many of their competitors have already started using innovative payment methods such as unique store credit cards but is Ross following suit? In this article, we will see about ‘Does Ross Have A Credit Card?’.

Does Ross Have A Credit Card?

No, unfortunately, Ross does not provide credit cards to their customers and they are one of the few retail stores that surprisingly do not do this. However, there are many other ways of payment you can utilize at Ross’s Retail Stores. We will dive more into these options below.

Payment Options Available At Ross’s Retail Stores

1. Samsung Pay – According to Samsung.com, “Samsung Pay lets you carry your credit, debit gift and membership cards on your devices”. Additionally, Samsung pay doesn’t only work in physical Ross retail stores but will work in-app and online. To make a payment using the Samsung Pay App: 

• Download the app on Google Play Store. 
• When it’s time to make payment, open the app, tap the Pay tab and choose your card of choice. 
• After, select your preferred security option which can be your fingerprint or PIN.
• If you chose a PIN, enter it in and hold the back of your phone near a contactless reader. Now perform your desired actions to complete your purchase.

2. Apple Pay – Apple Pay is basically the same as Samsung Pay, however, this service is only available to Apple Users. The process of using Apple Pay is very similar to that of Samsung Pay. The only difference is that you don’t have to download it from the iStore as it is already inbuilt into your iPhone.

3. Major debit and credit cards – Credit and debit cards are the second preferred choice of payment globally in developed countries with over 80% of customers saying they prefer to use them. Ross processes payments through this purchase option the most.

4. Gift Cards – Customers have the opportunity to choose a range of $10 to $150 gift cards for themselves or their loved ones. During holidays you can also choose a gift card design and send a message to that special loved one with an added option of shipping straight to the recipient. 

5. Cash – this is still one of the most popular and used forms of payment in all retail stores globally. It is considered by many an easier option in case there are some electronic errors whiles swiping your credit or debit card. 

Which Stores Offer Credit Cards? 

Even though Ross does not offer credit cards, here are some other clothing stores which have some of the best credit cards you can get your hands on.

1. Kohl’s Charge Store Credit Card – one of the highest discounts on your purchase with 35% off. 
2. Macy’s Store Credit Card – if you are a Gold and Platinum cardholder you are entitled to free standard shipping with a discount of 20% for two days after your card approval.
3. J.Crew Store Credit Card – free standard shipping on online orders with your card and a 15% discount on your first purchase.
4. Gap Store Credit Card – Also provides free shipping and a 20% discount on your first purchase.
5. Banana Republic Store Credit Card – Also gives you a 20% discount on your first purchase and a daily 10% discount with free shipping based on Terms and Conditions.

How To Obtain A Ross Gift Card?

To obtain a Ross gift card you can either go directly to one of their locations or go to their website.

From their Physical Stores:

1. Go to the nearest Ross retail store. 
2. Approach any of the staff members. 
3. Inform them of what you want to do. 
4. Provide all the necessary details asked of you.

From their Website:

1. Go to Ross’ official website at rossstores.com.
2. Scroll to the bottom of the page.
3. Click on “Gift Cards”.
4. Click on “Choose a Design” and select a design for the card. 
5. Input the rest of your information such as what you want the card to say, payment options and, address.

Now we have learnt ‘Does Ross Have A Credit Card?’, There you have it. Ross does not provide credit cards for their stores, however, they do have other great payment alternatives to choose from. Additionally, if you are interested in getting a store credit card, Macy’s, J.Crew, and Kohl’s are just a few of the many options you can check out. Happy shopping!! 

Frequently Asked Questions (FAQ) 

1. What is Ross’s return policy?

Ross gives you a 30-day window to return items bought and you will be given a refund. Once you are out of the 30-day window you can only get store credit.

2. Does Ross have mobile gift cards or e-gift cards? 

No, Ross does not have these cards. They only have their physical gift cards.

3. Do Ross gift cards have an expiration date?

No, Ross gift cards do not expire.

4. Can exchange my Ross gift card for cash? 

You can only do that if your balance on the card is less than $10.