A prepaid card is a debit card that allows you to load money onto it and spend it when the need arises. A prepaid card is generally known as an electronic wallet for both those who have an active bank account and those who don’t. It helps you control your spending habits, especially if you are on a budget. A mobile deposits, or mobile check deposit, is a method of topping up your prepaid cards balance without going to the bank.
Prepaid cards with mobile deposits
Prepaid debit cards that allow you to make check deposits to top up your account balance through your phone. This mobile deposit is done by taking a picture of the check or teller using the prepaid account app and then confirming the information on the check or teller by imputing the corresponding amount.
This convenience makes reloading your prepaid card much easier and faster. However, some card issuers don’t allow for such a luxury. They would require you to create a deposit account with them or connect your card to an already established account. Below is the list of prepaid cards that allow you to make mobile deposits.
- Brinks Prepaid MasterCard
- This Brinks card is a prepaid card disbursed by the Republic Bank and Trust Company under the license of MasterCard International, Inc.
- Reloading your prepaid account is done via the Brinks prepaid card app installed on your phone.
- PayPal Prepaid MasterCard
- The PayPal card is a prepaid MasterCard that allows for top-up via mobile phone. This prepaid card is distributed by Bancorp Bank with a license from MasterCard International, Inc.
- To reload a PayPal prepaid card, you must download and install the PayPal prepaid card app on your device and follow the instructions.
- NetSpend Visa Prepaid Card.
- The NetSpend card is a Visa U.S. A licensed prepaid card that supports mobile top-ups or deposits. The card is issued by MetaBank.
- With the use of the NetSpend mobile app, reloading your prepaid card becomes easier.
- Bluebird by American Express Prepaid Card
- This Bluebird card is a prepaid card used under the authorization of Visa International, Inc. The card is issued to customers by Bluebird Bank.
- This card functions wherever American Express is allowed. With the mobile features that allow capture, reloading can be done anywhere and anytime.
- Mango Prepaid MasterCard
- The Mango card is a prepaid MasterCard issued by Green Dot Banking Services licensed to operate at smart payment terminals under MasterCard International Inc.
- Reloading this card is simply done via the Mango prepaid card mobile app using a smartphone.
- Serve American Express Prepaid Card
- A service card is a prepaid card for American Express services or payment terminals. This prepaid card is issued by a traditional bank—an American savings bank—and operates under Visa International Inc.
- It allows for mobile top-ups using the prepaid card app on your smartphone and has an online platform for those who cannot install the app.
- ACE Elite prepaid Visa card
- The ACE Elite card is a Visa-authorized prepaid card that allows you to spend, add, and save money without contacting any banking institution.
- This card is issued by MetaBank and can be used at smart payment terminals wherever Visa cards are accepted.
- The Green Dot Prepaid Visa Card
- The Green Dot card is a prepaid card that enables you to deposit without going to the bank, as long as you have the prepaid card app installed on your phone.
- This card is licensed by Visa International, Inc. to operate at any smart payment terminal where Visa cards are accepted.
Conclusion
Getting a prepaid card that allows for mobile deposit is a cool way of adding, holding, and spending your money because it does not require any stress from banking activities. However, you should look out for the best offers that would help you manage your money well and not charge too much for withdrawal and deposit fees.
Frequently Asked Questions
- How can I deposit money on my prepaid card?
There are two ways to deposit money or top up your prepaid balance:
- Mobile top-up; if your prepaid card allows for that, you can simply take a picture of your check or deposit slip using the prepaid card app or,
- Go to the banking institution that issued you the prepaid card to make a deposit.
- Which is the best prepaid that accepts mobile deposits?
Well, it all depends on which one gives you the best user experience because most of them give you great services according to your budget.
- Do I need a bank account to deposit with my prepaid card?
Not necessarily. If the prepaid card you have allows for mobile deposit, then you don’t need to create an account with your issuer, but if not, then you have to.
