Meijer is a supercenter chain that provides cash check services to customers who have a genuine need. It uses the checking system from First Data that converts the paper checks electronically into electronic fund transfers and deposits the funds to the given account and charges a fee according to that. Know more about Meijer cash checks and how it is done.
In today’s modern world with the high development of technology, you can do your transactions through mobile, or net banking. Some people still love to follow the traditional transaction process. So many stores are there that would provide you with the facility to cash your checks.
If you have a large amount of cash and you want to cash your check, then Meijer is one of the reliable options to choose. It provides services to the customers who need them. To provide you with the cash check transaction service, they will ask for your government proof for verification to avoid fraud cases. One will charge around three dollars, while the other will charge five dollars per check.
They accept the following checks:
- Personal Checks: With this check, you have to use it for purchases at the store, and you must purchase a minimum of twenty-five dollars in-store and five dollars at the gas station.
- To use this check, you must spend a minimum of twenty-five dollars in-store and five dollars at the gas station. If you want to do a transaction that should be tax-exempted, then you must have the organization number.
- Traveller’s checks: They will accept traveller’s checks with a limit of one hundred dollars. You must be sure that in your check there should be countersigns of the cashier’s point.
Below are the checks that they do not accept:
They will decline the checks if they are not signed, dated, or stamped. If you do not know whether the check is valid or not, you can contact customer support and ask for the information.
- Payroll checks
- Cashier’s checks
- Third-party checks
- Starter checks
- Money orders
- Post-dated checks
Policy:
For cashing at Meijer, you must join the verification system of Certegy. They will verify your application. For this, they require your photo and a valid card issued by the government. After a week, once it gets verified, you will be able to cash the checks. They have some cash limits. If you want to cash government checks, then the limit is around two thousand dollars, and if the check is a personal check, then the limit would be one thousand dollars.
How do you do cash checking?
You have to follow some steps.
- You have to go to your nearby Meijer shop.
- Then you have to go to the service desk and let them know the reason for your visit.
- They will provide you with the registration steps and do the registration.
- Provide your government ID and check signed electronically.
- They will verify your application and it will take five to seven days.
- After verification, you can use their services till the store is open every day. Most of them are open the whole day, but the working hours depend upon the location. If it is a risky area, then it opens only during the daytime for specified hours.
If you do not know how to do the process, you can go to your nearby Meijer store and ask the customer service, they will tell you to sign the check electronically and provide you with the list of procedures. After finishing the process, you can submit the check but it should be within thirty days of the dated check. The post-dated checks will be automatically declined.
Alternatives:
There are some alternative options other than Meijer that provide you with the cash check service. They are Publix, Winco, Kroger, Fred Meyer, Walmart, and Safeway, but where Meijer charges three to five dollars for a thousand to two thousand cash limit. Kroger, Walmart, and Hy-Vee charge three to six, four to eight, and two to six dollars, respectively, for up to five thousand cash limits.
How much will it charge?
Meijer charges a different fee for different checks. Because their normal range is three to five dollars, and you have a daily limit of one hundred dollars. They charge five dollars for cashier’s, foreign, mailed, and non-member checks; money orders will be three dollars; and last, the returned check charge is thirty-five dollars.
Conclusion
When it comes to cashing checks, Meijer is a very reasonable choice. Although they accept some specific types of checks and take small charges to cash your check. Whenever you need to cash a check, it is always open as compared to other regular banking hours. So, it is easy to go whenever we want, but the checks should be electronically signed. They will not accept third-party checks.
FAQ:
Q.1: Does it accept a personal check?
A.1: They accept personal checks until they purchase in a store. As you have the option to cash the check at the bank, if you do not have an account with the bank, then you will be charged some fee for cashing the check.
Q.2: Do we need a valid card to cash the checks?
A.2: You do need a government ID and proof of employment to cash checks; otherwise, they will give you cash and do not accept post-dated checks or payroll checks.
