Every bank needs these two important pieces of detail to identify its customers-Bank account number and Routing number. How Do I Find My Bank Account Number? let’s find out.
These are given to customers that open an account
- Bank account number:
It is a unique number given to every individual that has a bank account. Each individual has a personal number which is between 10 to 12 digits. Different persons cannot share the same account number.
- Routing number:
Most of the time, the routing number can be 9 digits. Banks use this number to identify other banks owned by the Federal government. Or owned by the state authorities. We expect them to maintain an account with the federal reserve.
Is there any similarity between an account number and a routing number?
For anybody who wants to order a paycheck online or go through a direct deposit, such a person needs both his or her bank’s routing number and account number to be able to carry out transactions.
The major difference between a routing number and an account number is that the routing number knows the particular bank’s transaction comes and goes while the bank account number identifies the account owner.
Ways you could use to find your bank account numbers.
It is not difficult to find your account number and routing number, even when you can’t gain access to a check. Here are some methods that will help you find your account number.
- Checks
- Bank statement
- Mobile app and internet banking
- Bank’s website
- Bank’s customer service
Checks:
A check conditions a digit routing nnumber.It is printed on the left-hand side, at the bottom of the check. While the account number contains 10 to 12 digits and it’s printed on the right-hand side of the check. It is the same with all personal checks except these.
- Cashier’s check
- Business check
- Cashier’s check:
Is it possible for customers who do not have a checkbook to use printed checks from the bank cashier? If the bank issues a check, you may not find any account number on it.
- Business checks:
This check is used for payroll. It is likely to have various account numbers which include using an old account to print and send checks.
Bank statement:
It is a very easy way to find your account number especially if you can obtain a soft copy or hard copy bank statement. Upon receiving a bank statement, you’ll find your account number on it, which could be throw an email or postal service. On the bank statement, you’ll see a 10 to 12-digit number labeled “Acc Num” which means account number. If you check the top of the bank statement, you’ll find it there. Though it depends on your statement, you’ll also find it on the right-hand or left-hand side of the bank statement.
Mobile app and internet banking:
Finding your account number has been made easy through internet banking and mobile banking apps.
You must download the mobile app first on your digital device. You’ll be given details from your bank which you’ll use in signing into the mobile app. After you’ve signed in, click on the tab to view the features of your account. Scroll through it and you’ll find your account number on the page.
Bank’s website:
Type your bank’s website on your phone or computer whichever you’re using. Sign in first and scan through the banking accounts section. To find your account number search through the website or click on the “F1” function.
Bank customer service:
After all these methods, you still cannot find your bank account number. Search or call the number behind your credit or debit card. You can also send it through email.
Conclusion
When trying to gain access to your account line, use a safe internet connection to avoid identity theft and scam. Both your bank account and routing number account work together to identify your bank and account number. These numbers will make sure that your funds arrive on the right channel. For your transaction to be processed, your account number is necessary.
Frequently asked questions
- Can I have several accounts in a particular back?
Yes, but since you’re operating with the same bank, you’ll have one routing number which is linked to your other account number.
- Is there any possibility that my bank number can change without my notice?
Yes, your bank number can change but before it does, you’ll be given a notification from your bank. It’s likely to happen if your bank recently went through a merger or acquisition.
- Between the account number and routing number which appears first?
The routing number is followed first by your account number.
- Is it mandatory to know my account number?
You need to know your account number. If someone wants to pay into your account, it won’t feel right if you tell them you have no idea.