On a Friday night where everyone needs money for the weekend or a night where you forget to get the money during the day and are stranded, you may want to cash as soon as possible. Banks close as early as 4-5 pm; where do customers go to get urgent cash at night? This is where a late-night cashing comes in. Banks have provided ATMs in different areas to cater to stranded customers needs. Other outlets that provide late-night cashing include Kroger, Walmart, gas stations, speedy cash, POS, and convenience stores. These places are usually open for 24 hours to provide services to customers. Lets know about where to go for late-night check cashing?
Places To Go For Late-Night Cashing
Have you ever been stranded at night and had to wait till morning to get cash? Or have you had to wait in line to get cash at the bank during the day? You won’t have to do that anymore. The following are places to cash at night and even on weekends:
- Bank ATMs
- Grocery stores
- Gas stations
- Check-cashing stores
Bank ATMs: Banks have their ATMs situated in different locations around the city for customers to cash their checks. Most bank ATMs dispense funds 24/7, including weekends. Customers can also find ATMs that accept deposits and access their money immediately.
To use a bank ATM, you need to have a debit card. If you have a bank’s debit card whose ATM you are using, it is free, but if you hold the card of a different bank, you may be charged a small fee. Most bank ATMs now issue debit cards and use fingerprint banking, so you can be sure to get your money anytime you walk up to an ATM, provided you have money. Some banks that offer late-night cashing include Bank of America, Citibank, chase bank, capital one, citizens bank, Wells Fargo, TD Bank, M&T bank, etc. These banks have thousands of ATMs around America; there’s enough to go around.
Grocery Stores: There are grocery stores that allow you to cash checks late at night because most of them are open for 24 hours, and others close late. If you do not have access to the bank ATMs, you can opt for a grocery store. However, you cannot cash a personal check in a grocery student not. You can cash other types of checks. Further checks that you can cash are with a magnetic link and not handwritten. You’ll need a valid identification card to cash checks at a grocery store. Grocery stores that are open 24/7 and late at night include HY vee, Kroger, Walmart, Food City, Winco foods, etc.
Gas Stations: Some gas stations are open 24//7, and customers can cash their checks throughout the day without getting stranded or waiting in line at the bank. Here are some gas stations that cash checks: chevron, 76, Albertsons, Citgo, Conoco, Exxon Mobil, etc.
Check Cashing Stores: Most check cashing stores are open 24 hours, but customers have to pay a small amount to use this service. The service fees vary depending on the location, the amount customers want to withdraw, and the type of check they are cashing. Cashing stores are available 24 hours in some areas, while others close late- sometimes at midnight.
Some casing stores that offer 24 hours cashing service include: Community financial service centers (CFSC), Pay o Matic, advance financial, speedy cash, United Check cashing (UCC)
Types Of Checks Available For Cashing At Late Night
Some banks and stores don’t accept certain checks, and others take them. Be sure to look out for information about the kinds of checks accepted in different locations. Generally, these are the kinds of checks available for cashing even at late nights;
- Personal checks
- Payroll checks
- Government checks
- Business checks
- Cashier checks
- Tax checks
Conclusion
It’s okay to be stranded or forget to cash your check during the day. Places like ATMs, convenience stores, and grocery stores are available for customers who need quick cash at night.
Frequently Asked Questions
- How late can I cash a check at Walmart?
Some Walmart branches offer 24 hours service while others close at 8 pm on Mondays to Friday, depending on the location. So you can check for the Walmart money center close to you to find out when they close for the day.
- Where can I cash my check when the bank is closed?
You can cash your checks at grocery stores, gas stations, convenience stores, ATMs, etc., every day of the week, even on holidays.
- What types of the check are accepted at the Bank of America?
Bank of America accepts personal, payroll, business, and government checks, which can be deposited until 8 pm. The Bank of America does not carry foreign checks.
- Can I cash a government check at Chase Bank?
Yes, you can cash a government check at chase bank. You can also cash payroll, personal, government, and cashier checks.
