Can I Use My Sleep Number Credit Card Anywhere?-Know More

 So many stores provides different options of services to make shopping with them easy and convenient. Sleep Number is a bed store that sells products and services relating to good sleep for example beddings, mattress, pillow, sleep tips, sleep IQ technology etc. Let’s find out that Can I Use My Sleep Number Credit Card Anywhere?

Sleep number provides their customers the option to own a customized credit card that can only be used at any of its locations across the States of America either on their online stores or in the walk in stores, This card can not be used outside their own stores. Though most synchrony cards that carries the visa or master card logo can be use any where else outside it’s customized stored but that is not the case with sleep number card as it neither carries the visa nor master card logos.

How to apply for a Sleep Number Credit Card?

1. Fill an online form on www.sleepnumber.com  with or without selecting a bed first.
2. A credit card decision would be sent instantly which could be an approval or a denial and if approved the holder of the card must pay the minimum monthly payment.
3. An account number would be provided, this account can be managed on their website. The number can be used to check out at any of their online store, walk in stores or even over the phone .

What are the available payment offers on the card?

There is a 

1. 24 months financing offer
2. 36 months financing  offer
3. 12 months financing offer
4.  And Special offers 

24 Months Financing Offer

This is available for the Sleep Number 360 smart beds, it’s financing disclosure includes

• No interest rate would be charge for the 24 months But equal monthly payment is required.
• This offer only applies to purchases that qualifies for the single-receipt only purchase. 
• When there is a promo purchase no interest would be charged. 
• The equal monthly payments required equals the initial promo purchase amount and it is divided equally by the number of months in the promo period until promo is fully paid. 
• The regular account terms applies to the none promotional purchases. 
• This transaction is subject to credit approval.

36 Months Financing Offer

This is available for the flexfit adjustable base and flexfit  3 smart adjustable base, the financing disclosure includes

• No interest rate is charged for the 36 months 
• It applies only to the single-receipt qualifying purchases 
• Interest will not be charged on promo purchase 
• The equal monthly payments required equals the initial promo purchase amount and it is divided equally by the number of months in the promo period until promo is fully paid 

12 Months Financing Offer

This is available for the dual temp layer upholstered furniture and all other purchase it’s financing disclosure includes 

• If the money is fully paid within 12 months no interest rate would be charged 
• Only minimum monthly payments are required 
• Interest will be charged if payment is not completed within the  12months plan 
• Interest will be charged on the promo purchase that will be backdated to the purchase date though this depends on the purchase amount, promotion length and payment allocation.
• The required minimum payment mat or may not be pay off purchase by the end of the promotion period
• Regular account trend apply to none promo purchase and after promo ends till the promotion balances

Special Offer

This is run on a periodic terms, the management of the store decides what their special offers will be sometimes the pick any of the financing offers and add a particular relieving terms to it and then set some terms and conditions to satisfy to qualify for the special offer. Presently it’s the 24 months financing offer that is on a special offer with no interest if equal monthly payments are made.

So many people have found this their plan budget friendly and have been exploring their offers especially during festive periods where there is likely going to be a special promo and these are privilege of a card owner 

Does  Sleep Number Collaborate With A Bank To Issue Their Credit Card?

Sleep Number offers their credit card through a synchrony bank with a revolving credit line and this bank reserve the right to extend the credit card or not.

This credit card can be qualified for when the income level, asset and debt level of the applicant has been checked by the bank and if their information makes them eligible then their credit card application would be approved. This over time have given people the opportunity to own properties the can pay for subsequently while the earn; they don’t have to wait till they save up for that purpose. Sleep Number recognizes this and have inculcate this privilege in their options and services.