Money orders can be very convenient for transferring funds. Instead of carrying cash around, using a money order is a good alternative. There are several places to get money orders from in the United States one of them Ingles. Just like any other financial transaction, you should only deal with credible companies.
Ingles market is also in the business of issuing money orders. They process money orders powered by Western Union. Their fees are relatively low and you can be sure of security when transacting with them. They have several branches so you can just walk into the closest one to you. Every detail about getting money orders from Ingles will be highlighted in this article.
The Ingles Company
Ingles has been in existence from as far back as 1973. Established by David Ingles, the headquarters is located in South California. The company has over a hundred stores actively operating. Their stores are located in different states across the US.
Fees and Limitations
Ingles has different stores in different locations. Their fees depend on the location you’re getting your money order from. In most of these locations, a fee of about $0.68 is charged on each money order.
The maximum amount of a single money order is $1,000. Per day, the maximum amount of money ordered is $2,000. Although it may vary slightly from location to location, the limit is generally constant.
Issuing Money Orders at Ingles
After locating an Ingles market near you, you need to know what you need before initiating the transaction. You can think of a money order as a prepaid check. The information you would need is similar to what you need for a normal check.
Whether on your smartphone or in your outdoor journal, this is the information you will need:
• Payee’s full name
• Address of the remitter
• Amount of payment
• Memo/Payment reason
• Debit card or cash
How To Fill A Money Order
Getting your money order from the Ingles representative is the first step. Of course, you have to fill it out. If it’s your first time processing a money order, you may feel a bit anxious. However, there is nothing to worry about. Here, every step along the way will be explained to you.
• Write the name of the payee:
The payee is also the recipient of the payment you are about to make. In the field where you see “pay in the order of”, clearly write the name of the recipient. If you’re not sending money to an individual, you should write the name of the company. It is important to write in a legible way to avoid errors. Also, it is recommended to write with black ink.
You should cross-check for spelling- better safe than sorry.
• Provide your details as requested:
After the payee’s name, you have to fill out your details. Some forms use ‘purchaser’ or ‘remitter’, while others use ‘from’. Regardless of what it’s called, the field is meant for your name, as the sender of the money. Ingles money orders will require the address of the purchaser. You should make sure to write your present address. It is worthy to note to write your full legal name.
• Signature & Memo
After you have filled out payee and purchaser details, the next step is to append your signature. Your signature should be at the front of the money order. You don’t have to sign at the back because that aspect is for the payee to sign, to acknowledge receipt.
The memo field is for additional information. You can briefly write the purpose of payment there. Alternatively, you can write any relevant information about the payment. If you have nothing to write, you may not fill it out. Not all money orders have a field for a memo or additional details.
After supplying the above information, you should go through the money order again before submitting it. The receipt should be kept safely for tracking and reference purposes.
If there are no errors, the receiver would be able to get the payment without hitches. On the other hand, if there are errors, there would be delays.
Conclusion
Processing your money order at Ingles is straightforward. You should not forget that taking a money order with you is similar to cash. So, you should be careful with handling it.
Frequently Asked Questions
• Does Ingles convert money orders?
No, you cannot convert money orders to cash at Ingles. Even if you processed the money orders at Ingles, you cannot turn them into cash at Ingles.
• Can I ask for a refund after processing a money order?
If the money order has not been turned into cash, you can ask for a refund. You would need the original order for your refund to be processed. If it has been cashed, the process may be more complex.
• Do I need a bank account to process a money order?
Not at all. At Ingles, or anywhere else, you don’t need to have a bank account before you can process your money order.
