Total Rewards Shopping Cart Trick

It is a strategy for getting approval for storing the credit card without inquiry of hard credit which often lowers the credit score. Therefore, the shopping cart trick comes into the picture. Know more about Rewards Shopping Cart Trick

Total Reward Visa is a Visa card with the benefit of Caesars Entertainment (one of the largest gaming companies. They issued the card, which issued bank for the number of store cards and to get the approval of the shopping cart trick)

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If you want to apply for a store card to increase your credit score then there comes a tick known as the shopping cart trick.

It will allow you to make your credit score good without making any hard pulls because these pulls may affect your credit scores.

Many stores are there which allow you to use online credit cards like Walmart, Sports Authority, and many more.

If the credit card is issued by Commenty or Synchrony Bank then there is a high chance of getting successful in your trick when you apply

Steps to the shopping cart trick include:

Go to the store’s website.
Join some program that provide you loyalty points.
Check items and add it to the cart.
After adding the items do the checkout.
Finally, apply for the card when the offer pops up.

If you follow these steps with the right stores, you can get a store credit card without a hard pull on your credit report

How to do the trick:

The most important thing is to receive promotions and pre-screened offers from credit companies.
You should disable the pop-up and ad blockers on your browser because some of the pre-screened offers come in the form of ads.
After that you should visit the proper entertainment site and begin a reservation, if you will not check out completely the booking will be canceled.
You should fill in the proper address that exactly matches the information on your credit report.
Before going to the checkout page, you have to complete all the processes.
After completing checkout, you will receive a popup. They will ask if you would like to apply for a Total Reward Visa.
Accept it and proceed with the application. (only enters the last four digits of your SSN)
After approval, cancel the process and make sure your cart should be clear.

Things to Remember:

If you want to go to smaller retail accounts those are good because you are still going to get payment history. If you do not have any sort of payment history reporting onto your credit profile, there is not an issue because those positive payment histories are still going to help your credit report because we know 35 percent of credit score is do you make your payments on time.

However, the utilization rate is also one of the important things.

Avoid Hard pull: going with overstock, you should not do the hard inquiry.
Build Positive Reord: you should pay on time and make sure your credit cards are in good position.
Improve Utilization Usage: we should use a limited credit limit, it shows that you should not be maxing out your credit cards

Conclusion:

This shopping cart might help you make your credit card score good but somehow it is not the good way to do your credit score without doing the hard pull. Although for some people it is good as they get success while doing this trick and some are not good enough though they are not successful in their attempts. At the end you can say the process is a good way to add some benefits to your card.

FREQUENTLY ASKED QUESTIONS:

Who Should do the Shopping Cart Trick?

A.1: You are not going to get a visa or master card by doing this trick and the whole point of the strategy is if your credit is very bad. If it is very low and you need to find a way to add positive trade lines to your credit profile without getting a hard inquiry, without having to put down a security deposit, without having to do any of that you just do a couple of things on the internet and then within a matter of small period you get a card via mail.

Do I need to opt into Factor Trust??
Not a requirement. No need to opt for anything. Direct start incognito mode and just start to do the strategy for the shopping cart trick. However, some people say, if you opt-in to factor trust and you wait a few days and then try to do the shopping, that somehow helps.

What if a website asks for my social security number?

A.3: No, you should not need to put the social security number to get this trigger. Only add the last four digits. If any of the websites are requiring you to do this just exit out, try it again or wait for a few days and come back again

What is the best store to do this?

A.4: If you are going to do the strategy, you want to make sure that you swing for the fences anytime when you are adding a new tradeline onto your credit profile.