Your Afterpay account can be suspended if you do not follow the terms and conditions of an agreement or if there is some sort of hack. What are the things that can make your account suspended? How can you reactivate your account? Follow through and learn it in a few minutes.
What could make my Afterpay account suspended?
Your afterpay can be suspended for several reasons. Most are tied to the sale of goods bought using the platform.
The first reason is due to late payment of the goods you bought. Your account is suspended till you make the full payment, and there are late fees attached to it.
The second factor is when you do not make the first payment for the item you purchased on the agreed purchase date. The management team will decline any payment for that item apart from the agreed date.
The third reason is that when no payment is made by the user, the first step afterpay takes is that late charges are added, and if there is no further payment, the charges are compounded.
Finally, if any of these three situations persist, your account can be suspended. In the worst scenario, future use of the account is barred.
What is Afterpay used for?
Afterpay is a company that helps people purchase an item with the option of paying later. Aftepay is a buy now and pay later platform for people. They are currently in over six countries, including the US, the UK, and Australia. There are over forty shops in which you can use the afterpay platform across these countries. So how do you get onto the platform?
Opening Afterpay Account: Eligibility
Afterpay has an app or web platform used by its users for any transaction. In the UK, it is known as Clearpay. This platform acts as an intermediary between the store and customers. To open an account with Afterpay, you must
First, download the AfterPay app. Then, you follow the prompts to open your account. From your opened account, you can do your first in-store shopping by locating an afterpay partner store near you through their shop lists.
Also, it is important to note that you can use Afterpay even without downloading their app before your first online shopping. If the online store you are using has an afterpay option, you can opt for it, then download the app later, create your pass-key, and register your transaction.
There are requirements required for everyone who wants to use the afterpay platform.
- He must be 18 years of age or older.
- must be a resident of the country.
- eligible to enter or sign a business contract.
- He will have to provide a functional email address and his phone number.
- must provide a valid home address in his or her country.
- have authorization for the payment method available in the country.
How do you restore your suspended afterpay account?
To restore your suspended afterpay account, you need to first pay off all your debts and the late fees. Once this is done, the management fee will be the one to decide whether your account should be restored or blocked. The best option for all Afterpay users is to make sure they render their payment on time.
Conclusion
In business, trust is everything. The Afterpay business model works exactly like most loan apps. For the Loan app, it is borrowed and paid back later, but for Afterpay, it is bought and paid in instalments. To avoid getting your account suspended all the time, ensure that you remit your payment on time and stick to the terms of the agreement. Afterpay terms and conditions may vary from one country to another, so ensure you read through your country’s terms of agreement before accepting the service.
Frequently Asked Questions
1) Will money be removed from my account after the payment due date?
Yes, afterpay will automatically remove money from your debit or credit card if you do not pay your money on the agreed date. The terms and conditions of the agreement allow them to do so. If they can, your account will be suspended.
2) How long does it take for a suspended afterpay account to be reactivated?
It depends on when the person pays off all his debts and charges a fee. It also depends on the management team considering the transactions of the account holder.
3) Does Afterpay send a reactivation message for all accounts that are reactivated?
Yes, you will receive an email that your account has been reactivated if your account has been suspended. Just be sure to comply with the terms of the agreement.
4) Why has my Afterpay account been suspended?
afterpay account is suspended due to some pending transactions. If you pay for all your purchased items on time, then your account won’t be suspended. For further enquiries, you can check through the reasons in this article or visit their helpdesk.
