What is a money order?
A money order is a document with monetary value, and it is similar to personal checks, but this is not attached to your account book. Instead, it is written to the payee and gets surety to get the necessary funds due to its prepaid property payee. Its amount is often $500 or $1000.Want to know about where to get free money orders near you ,this article will give you the information about this.
You have the three best options for free money orders: Money tree, Amscot, and chase.
You have two more options: Western Union and Moneygram to get money orders. To access these options, you can head to any retailer’s shop, and they can redirect you to the process.
Where to get free money orders?
To get free money orders, you have mainly three options
1- Amscot: at Amscot, you do not have to pay any amount to get money orders. Here you can get free money orders for as many as you want. At other places, you need to pay around $.69 to $3.00, but if you want to save money, then Amscot is the place to visit.
2- Chase: Chase offers both paid and unpaid money orders but only to those who are account holders at Chase. If you have a chase secure checking account, there are no fees for you, but the rest of the account holders need to pay $5 per money order.
3- Money tree: Money tree offers free money orders with you make a loan transaction or you want to cash your check. Otherwise, you have to pay $1.25 per order.
To get your free money order, you need to provide your I.D. cards with your attached photograph, and if you have to pay for a money order, you need to keep in mind that fees may vary at different locations.
Where to get a money order [other options]?
You can quickly get a money order from any retailer that will redirect you to mainly two companies, i.e., Western Union and Money Gram. You can take these services directly from their retail locations.
Western Union and Money Gram
These are the two places that provide financial services. Therefore, you can easily have money orders from these places without hassle from your nearest location.
U.S. postal services
You can visit any post office with your cash, traveler’s check, or debit card. However, if you charge a credit card from a money order, you will not be able to pay for it, but you have to pay a fee for processing around$1.45 ranging from1cent to$500 and$1.95 for an amount ranging from $500.01to $1000.
7- Eleven
Western Union provides this service, and majorly it is available in the U.S. for this service, you need to pay some fees around$500, but it may vary in a different location from 1% to 3% as a value of money order.
CVS pharmacy
To have this service, you must have a valid I.D.CVS has many operational drugstores all over the U.S. You need to pay in cash to access a money order at CVS. You need to pay $500 per $2500 per day maximum. This service is provided by Money Gram, and its fee is @1.25.
Kmart
Western Union also provides this service. However, Kmart has been closed for the past year. But it works in some parts in some stores. You need to confirm with your nearest store before visiting whether it is providing a money order or not; if it provides service, you need to pay from cash or debit card to get your money order without paying any additional fee for using a debit card.
Kroger
This service is also from Western Union. Though Kroger’s stores are spread all over U.S. supermarkets, not all stores provide money orders, and also, those store stores which provide service have different fee structures.
Meijer
Again this service is from Western Union. It’s a local option in many places like Kentucky, Ohio, Indiana, Illinois, Michigan, and Wisconsin. This service provides money orders, and you can pay for it through a debit card, and no additional fees will be charged for that.
Publix
Western union is the provider of this service. Publix is widely spread all over 1300 places in U.S.’states. Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia are where you can find this service easily. Still, you have only limited places like Green wise market for money orders.
Wal-Mart
This service is from MoneyGram, and it is widely spread all over the U.S. in various locations; you can get money orders by paying through debit card or cash. You don’t have to pay any additional charges, and you can cash your money order from Walmart if you have purchased it from there.
Don’t ignore safety majors
If you are carrying a money order, take security majors seriously because carrying a money order is similar to carrying cash. You need to ensure that anyone should not take advantage of it because it can be misused easily. So make sure to keep it s secure as possible.
Summary
A money order is something you need when you don’t want to carry cash, and it’s easy to carry instead of cash. You can get money orders widely and easily from different sources from your nearest stores. Majorly it is provided by Western Union and by Moneygram. For free money orders, you have the best option available: Amscot, Money tree, and chase.
