Apple developed a payment app for its users i.e., apple pay. Apple pay works on only iOS devices like iPhones, MacBooks, iPad, and iWatch. Apple pay was established on 4, September 2014. Apple pay is considered to be the safest mode of online transactions as it didn’t store the actual details of the card and account on the device. Let’s learn about ‘How To Report A Fraud On Apple Pay?’.
How To Report A Fraud On Apple Pay?
Apple Pay is a legitimate application for users for online payments. A person can use apple pay only after unlocking the app with the registered face id, passcode, etc. Apple pay provides an easy way for its users to report any kind of fraud related to the apple pay app. Apple pay provides various options like tracking down the transaction history, reporting a fraud activity on the wallet app, and contacting the apple support team.
Steps to report a fraud on apple pay:
- Open the Wallet app on your apple device.
- Click on the apple card option.
- After that scroll down and select the transaction history.
- Select the transaction you want to report a fraud.
- Click on the selected transaction, and after clicking report option will appear.
- Select the reason under which you want to report the transaction.
- Click on Done.
- After submitting the report successfully, the user will be directed to a page where they can chat with the apple card specialist.
If the user is having some doubts after reporting then they can contact the apple support team.
Apple Support page provides two options to the user i.e.:
- Chat with one of the members of an Apple support team.
- Discussion on the call with one of the members of an Apple support team.
How to check any fraud-related transaction on apple pay?:
- Open the Wallet app on your apple device.
- Click on the apple card option.
- Click on the transaction option.
- A transaction history table will appear on the screen.
- Select the transaction you want to know about the details.
- In this way, one can track down the transactions or any fraud transactions.
Apple pay is safe or not?
Apple Pay is a simple and secure platform for IOS users. It makes the transfer and receiving of money easy without charging any extra fee. Apple pay didn’t save the user’s data on the device like card details, account details, etc. This feature of apple pay makes the app reliable for the customers because it will reduce the risk of hacking a user’s account.
How to avoid fraud on the apple pay app?:
- Do not accept payment requests from unknown sources.
- Users can cancel the already made payment until the receiver has not accepted the payment.
- Switch to receiving payments manually, to check from whom you are receiving money.
- Don’t share the passcode used to access apple pay with anyone.
Benefits of using apple pay:
- Apple pay can be used on only apple devices like MacBook, iPad, iPhone, and iWatch.
- It didn’t charge any transaction fee to its users.
- Apple Pay is a trustworthy app to make online transactions.
- Users are free to report any fraud that happened through the apple pay app.
- Apple pay shows the history of all the transactions made through the app.
- Apple pay didn’t store the original details of the account on the device.
- Apple pay can be accessed by the user only because the app needs a face id, passcode, etc. to access.
- Apple pay provides the benefit of erasing information from users’ data if the user lost the device.
Conclusion
Apple pay is an app developed for iOS users for money transactions. It provides easy, safe, and secure online transactions to its users. Apple pay didn’t charge fees for money transactions. Apple pay offers its users a platform where the chances of fraud are less. The users are free to report any fraud related to apple pay to the apple support team. Users can reach the apple team through the customer care service and by registering a report on the wallet app. Apple pay didn’t store any personal information of the user such as account details, passwords and card details, etc. on the device. The users can secure their apple pay account by setting a passcode, dace Id.
Frequently Asked Question
- Question 1: Can we use apple pay in androids?
Answer 1: No, apple pay only works for iOS, not for androids.
- Question 2: Is it safe to use apple pay for transactions?
Answer 2: Yes, apple pay is safe to use, it didn’t store the user’s personal detail on the device which protects users’ information from hackers.
- Question 3: How to cancel the payment on apple pay?
Answer 3: Users can cancel the payment if the receiver has not accepted the request. Once the request is accepted the user will not be able to cancel the payment.
