Introduction
Apple Pay, a mobile payment card/digital wallet is one of the fastest and safest ways to send money in the twenty-first century. The function enables users to conduct online transactions and handle payments using an iPhone, Mac, or iPad device. Being that these transactions are done remotely between the sender and the receiver, additionally, it is probable that you can experience transactional problems that would require you to cancel a payment transaction. If you are someone who frequently transacts online, it is likely that at some point you have run into some problems, such as overpaying for a transaction or sending money to the recipient amongst others. Let us see how to cancel Apple Pay transaction.
Since it is likely inevitable that any of these needs may arise, it is important to know that you can immediately cancel your Apple payments and manage pending payments directly from your device through the transaction profile of your recipient. However, keep in mind that this process only functions when the intended recipient has not accepted the payment. In this article, we will learn easy steps to cancel pending payments and also learn about what can be done when the payment has been processed.
How to Cancel Apple Pay Transaction?
- Step 1: Open up your messages and access the profile of your intended recipient and locate the transaction receipt for your Payment.
- Step 2: Click on the payment receipt to view the complete details of the transaction.
- Step 3: Using the status field, cancel the pending payment transaction.
Follow these instructions to cancel the payment through your wallet profile if the payment history is no longer visible through messages because perhaps the receipt has been deleted or erased.
- Step 1: On your home screen select the settings icon and find the Wallet and Apple Pay tab.
- Step 2: If you have multiple cards linked to your Apple Pay account, now you should select the card used for the transaction.
- Step 3: After selecting the card you used, go to your account’s transaction tab and look through the most recent transactions to find the profile with the pending transaction you wish to cancel.
- Step 4: You can now cancel the payment from the status field by clicking the “cancel payment” tab on the profile.
Once the payment is canceled, the payment status will be displayed on the profile as “canceled,” and the card will be refunded to your account.
What You Should Do If The Payment Has Already Been Processed?
When the payment is indicated as having been processed, consequently, the “cancel payment” option will no longer be available on the status field for the transaction and this means that the recipient has accepted the payment order and the cash has been processed.
There are two ways you can attempt to have the payment reversed on your card since you can no longer cancel it from your end. These are;
Inquire with the recipient regarding the payment
Doing so entails asking the recipient of the transaction directly to send you the money back because it was made in error and this can be resolved quickly because the apple pay wallet can be used to process and receive payments.
File a report on the issue to Apple support
You can report the transaction, speak with an Apple card expert, and file a formal complaint by clicking the contact support button directly on the profile if other attempts to have the recipient reverse the payment have failed.
Conclusion
In conclusion, whenever a transaction must primarily be completed online, you should always keep receipts or make notes of everything so that whenever a payment is made without your consent or there is a problem with your transaction card, you can quickly fix your mistake.
If you ever have trouble using Apple Pay to make a payment, you can easily cancel the transaction from your phone and have the money returned to your account if the recipient has not yet processed it.
Frequently Asked Questions
1) How Long Does the Apple Pay Refund take?
After the cancellation of your transaction has been confirmed, your refund can be reverted within 2-3 working days. In other ways, it could take longer depending on the policies of your card issuer or according to the stipulation of your bank.
2) How do I contact Apple for Apple Pay support?
You can get in touch with Apple using the supplier website on their website, the support app, or just by calling the toll line 877-255-5923 directly if you’re based in the US.
3) Where do refunds from Apple Pay get deposited?
Your money will be automatically transferred back to your payment card once your refund transaction has been processed.
4) Does Apple Pay charge transaction cancellation fees?
No, there are no cancellation fees on any of your transactions with Apple Pay.
