The Big Sandy credit card was developed in 2014 by Big Sandy Bank and Trust, which is based in Effingham, IL. While there’s no fee for signing up for your Big Sandy credit card, there are associated charges that you need to be aware of before you apply. The cards are issued by Synchrony Bank (formerly GE Capital Retail), which means that Synchrony Bank handles all of your payments and bill pay services on behalf of Big Sandy.
If you have a Big Sandy credit card, you might be wondering what the best ways are to use it online, how to make payments using your card, and how to contact customer service if you have questions or concerns about your credit card account. This article will explain all of that and more as we go over everything you need to know about the Big Sandy credit card. You’ll find out about the pros and cons of the Big Sandy credit card, how to reach customer service in case you ever need it, and more.
Purpose of Big Sandy credit card
The Big Sandy credit card is a no annual fee cash back rewards credit card that offers 1% cash back on every purchase you make with your Big Sandy credit card. It is also one of only a few big bank issued cards that offer ongoing and ongoing rewards for simply using it each month. There are no caps, limits, or other barriers to getting rewards as long as you use your Big Sandy credit card for all of your purchases each month.
Where to Access Your Account Online?
- Now that you have your Big Sandy credit card, it’s time to sign in and check out what kind of features you have available.
- The first thing you want to do is go online and access your account. Login by entering your card number, security code (located on the back of the card), and expiration date. From there, all of your account information will be at your fingertips.
- Everything is available 24/7 so if you need more information or are having trouble accessing anything, feel free to reach out and one of our customer service representatives will be happy to help you get what you need!
- If you’re looking for an alternative way to log into your Big Sandy credit card account, try using Facebook Connect. If you already use Facebook Connect for other accounts, simply enter your Big Sandy credit card’s last four digits in place of a password and click login.
- For example: 6381. Note: Once logged into your Big Sandy credit card account via Facebook Connect, remember to log out when finished as not doing so could leave sensitive information vulnerable.
- And don’t forget – no matter how you choose to log into your Big Sandy credit card account online – always make sure that you close out any windows after logging off!
- Even if you don’t think anyone else has accessed or used your computer since logging off, never take chances with personal information like bank account numbers!
Payment Methods
- Big Sandy offers several payment methods that are easy and convenient. If you already have a Big Sandy credit card, you can also sign in to your account and pay your balance via their website. Payments can be made by check or money order, at any US post office, or online through a few trusted third-party billers.
- Use their Payment Request Form to send them information about your preferred payment method or call at 1-800-543-6523 (LIFELINE). They will be happy to assist you in setting up automatic payments so you won’t have to worry about missing any of your payments.
- In addition, they offer a wide variety of convenient ways to make payments in one simple form—you can use cash, checks, or any major credit card. Big Sandy also offers a rewards program for all Big Sandy customers. Earn points on every purchase you make with your card and redeem them for valuable prizes like gift cards from Amazon or iTunes!
- It’s simple: spend $100 on purchases within one billing cycle and earn 100 points. Your next reward is only 5 points away!
How to Reach Customer Service?
In order to reach customer service, customers must first log in. To do so, customers will need their card number, their date of birth, and their zip code. Once logged in, customers can easily contact customer service by following these steps:
- Click on Contact Us
- Click on Customer Service
- Select General Account Inquiries
- Input your Question/Comment
- Click on Submit and a Big Sandy customer service representative will be in touch shortly with an answer to your question/request.
Note that customer service is available 24 hours a day via phone and email.
The interest rate on Big Sandy credit card
- The Big Sandy credit card’s interest rate is 17.99% variable, with a minimum interest charge of $1.50. The cash advance fee is 5% of the amount of each cash advance, but not less than $10.
- The balance transfer fee is 3% of each transfer amount, but not less than $10. See Cardholder Agreement for details. Big Sandy reserves the right to change APRs, fees ,and other Account terms in accordance with applicable law.
- Upon approval for an account, you will be sent your own personalized Big Sandy credit card within 7-10 business days.
- There are no application or annual fees associated with opening or owning a Big Sandy credit card account. However, your standard account must be open and in good standing to earn rewards or use services like online bill pay and e-Statements (e-Statements are free).
- Your new credit card does have an annual fee that’s waived for life if you make purchases totaling $500 or more within 90 days of opening your account.
Conclusion
The Big Sandy credit card is one of many good credit cards out there. It’s a cash back card that offers up an attractive 5% cash back on gas purchases, and you can double your cash-back rewards during your first year with a well-timed application and good credit. But there are other good no-annual-fee gas cards as well as general rewards cards that offer more flexibility—and access to airport lounges and higher redemption rates. Of course, it’s important to understand exactly what good means in terms of rewards before you go looking for a new credit card or start churning for points.
